Companies /Financial Services

Upstart Holdings Inc

NASDAQ: UPST Credit Services
$24.14
▲ $0.43 (+1.81%) today
Markets closed · 9:00am ET

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UPST at a Glance

Valuation
Market cap
$2.3B
P/E ratio
48.3
Profitability
Revenue (TTM)
$1.3B
Profit margin
4.7%
EPS (TTM)
$0.50
Price
52-week range
$22 – $52
Street target
$38.38
Earnings
Next report
Nov 3, 2026
Q2 2026 EPS
$0.16
vs. $0.55 est.
−70.7%

Headquartered in San Mateo, CA Fiscal year ends December NASDAQ: UPST upstart.com

About Upstart

Upstart Holdings, Inc. (NASDAQ: UPST) operates an AI-powered lending marketplace that connects millions of consumers to more than 100 banks and credit unions. The company's AI models and cloud applications enable lending partners to approve more borrowers at lower rates while delivering a digital-first lending experience. More than 90% of loans on the platform are fully automated with no human intervention. The platform facilitates personal loans, automotive loans, home equity lines of credit (HELOCs), and Cash Line, a revolving unsecured line of credit. Founded in 2012, Upstart generates revenue primarily through platform and referral fees charged to lending partners, servicing fees, and loan sales fees. Updated

Latest Activity

the fintech-lending duel · 3y
$10K invested in each — worth today:
AFRM$40.2K4.0×
UPST$8.5K0.8×

Same sector, same $10,000, three years apart in outcome: Affirm turned it into $40,212 while Upstart left $8,543, still below where it started. Which fintech lender you owned decided the outcome.

UPSTUpstart
Regular session
$23.84
+6.74%open $22.33

A 6.7% intraday climb to $23.84 adds roughly $145 million to a $2.3 billion company, the kind of single-session swing that defines this lender's tape. Keep an eye on whether it holds the gain into the close.

UPSTUpstart
New 52-week low$22.74-0.3% vs prior low · 2026-10-02

Upstart's new 52-week low at $22.74 takes out the October 2 floor and leaves the lender worth just $2.2 billion. It is the second new low in under two weeks.

UPSTUpstart
Regular session
$24.34
+6.12%open $22.94

A 6.1% intraday run to $24.35 adds roughly $140 million to a $2.4 billion market cap in a single session. Swings this wide are routine for this lender, so size positions accordingly.

UPSTUpstart
New 52-week low$23.03-3.3% vs prior low · 2026-09-25

Upstart set a new 52-week low at $23.03, 3.28% under the floor it just made on Sept. 25. The AI lender's market cap is down to $2.2 billion, with no support left on the one-year chart.

UPST Coverage

1:00pm ET
Investing

Live: Will Upstart Smash Earnings Today?

Live Updates Final Reaction 4:43pm ET Metric Pre Post Signal Capex $1.75B $1.2B 📉 Bearish Margin –30% –32% 📉 Bearish What is holding the stock back after earnings. Takeaway Sentiment Beat on…

Eric Bleeker

Frequently Asked Questions

What does Upstart do?

Upstart Holdings, Inc. (NASDAQ: UPST) operates an AI-powered lending marketplace that connects millions of consumers to more than 100 banks and credit unions.

What is the UPST stock price target?

The Wall Street consensus 12-month price target for UPST is $38.38.