With the 10-year Treasury yielding 4.70%, income investors don’t need to reach for junk to beat the risk-free rate. The five names below all offer yields at or near 6%, all have payouts covered by earnings or cash flow, and all have kept the dividend flowing through the past several years. Safety leads; yield follows.
OneMain Holdings
OneMain Holdings (NYSE:OMF | OMF Price Prediction) is a nonprime consumer lender yielding 6.7% at $65.42. The $1.05 quarterly payout ($4.20 annualized) sits well beneath trailing EPS of $6.63, and the dividend has climbed every year since 2022’s $0.95 rate.
Q2 2026 delivered adjusted EPS of $1.31 on $1.62B in revenue, with the net charge-off ratio improving to 7.77% from 8.02%. With unemployment at 4.2% and card delinquencies drifting down to 2.92%, the credit backdrop is cooperative.
Risk: any softening in the labor market would hit the nonprime book first.
Altria Group
Altria Group (NYSE:MO) yields 6.21% at $68.16, backed by one of the longest raise streaks on the market: 60 increases in the past 56 years. The current $1.06 quarterly payout ($4.24 annualized) is covered by reaffirmed FY2026 adjusted EPS guidance of $5.56 to $5.72.
Marlboro’s smokeable segment still throws off enormous cash: $2.68B of Q1 operating income at a 65.1% margin.
Risk: domestic cigarette volumes fell about 10% in FY2025, and negative book equity leaves no cushion if cash generation stumbles.
Energy Transfer
Energy Transfer (NYSE:ET) is a midstream MLP yielding 6.6% at $20.33. The partnership just declared its 19th consecutive quarterly distribution increase, taking it to $0.34 per unit ($1.36 annualized). Q2 2026 was a blowout: EPU of $0.59 beat estimates by 60%, adjusted EBITDA hit $5.07B, and management raised full-year EBITDA guidance to $18.8B to $19.1B. Distributable cash flow easily covers the payout.
Risk: MLPs issue K-1s, and $947M in Q1 interest expense reflects the debt supporting growth capex.
VICI Properties
VICI Properties (NYSE:VICI) yields 6.83% at $26.59, the highest in the group. The $0.45 quarterly dividend ($1.80 annualized) is comfortably supported by FY2026 AFFO guidance of $2.45 to $2.47 per share.
The gaming net-lease REIT runs at 100% occupancy with a 39.6-year weighted average lease term and 2% annual escalators. VICI has raised the payout every year since IPO, most recently from $0.4325 to $0.45 in Q4 2025.
Risk: Caesars and MGM combine for roughly 70% of rent.
EPR Properties
EPR Properties (NYSE:EPR) is the monthly payer, yielding 5.8% at $61.22. The experiential REIT raised the monthly dividend to $0.31 from $0.295 in early 2026, taking the annualized rate to $3.72. That’s well inside raised FY2026 FFOAA guidance of $5.41 to $5.57. The portfolio is 99% leased across 335 properties with 2.0x coverage, and Q2 2026 AFFO/share grew 15.3%.
Risk: Topgolf and AMC each represent 13.1% of rent, and $629.6M in senior notes mature in 2026.
The bottom line
Five different sectors, five different risk profiles, one shared trait: each dividend is earned, not borrowed. Investors get roughly 130 basis points over the 10-year Treasury with genuine coverage behind the checks. For income portfolios starved of yield without the risk of a cut, this is the shelf worth shopping.
Contact [email protected] for any questions or corrections.
Top Gaining Stocks
Top Losing Stocks