After Decades on Wall Street, I Took My Social Security at 62. Here’s Why.
Taking Social Security at 62 can make sense and provide peace of mind for some. Here are some things to consider.
Personal Finance
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SSDI Tax Thresholds Set in 1983 are Hurting Disabled Americans
Until President Donald Trump’s tax cuts and pro-business strategies re-energized American entrepreneurship in 2017 and again in 2025, history had to look back to the era of President Ronald Reagan for its most recent…
Dave Ramsey: Take Social Security at 62 and When That’s Brilliant Advice
I don’t always agree with the advice that Dave Ramsey gives on his show. Indeed, some of the complex financial scenarios don’t have a single magic solution that a financial pro can offer. Though…
Building My Perfect Wallet, 7 CardsFor a $150,000 Income
The very idea of being able to build a dream wallet of credit cards almost feels too good to be true. The truth is, there are so many great options that it’s hard to…
I Inherited $500,000 And Am Worried About Losing It All Before Turning 30
One of the most challenging financial situations, aside from a massive lottery windfall, is determining the best way to handle an inheritance. It doesn’t even matter how much money is at risk, as it…
I Won’t Panic Sell $ULTY, No Matter What
The YieldMax Ultra Option Income Strategy ETF (NYSEARCA: ULTY) has become a lightning bolt of controversy among ETF investors. As part of the YieldMax catalog of ETFs, ULTY is one of the few based…
Financial Anxiety Drops in Half for Those Who Work With Advisors
Some people are just more naturally anxious than others. But if you’re someone who tends to experience financial anxiety, you know how troubling it can be. Financial anxiety can take on different forms.…
My Journey to $50,000 in Dividends, Next Stop $100k
Even if you’re on the fringes of the financial world, you’re likely aware that dividends and passive income are currently a topic that is getting a lot of attention. Given the rise in popularity…
Why I Am Considering DRIP for My IV Income ETF Strategy – Here’s What I’m Learning
Dividend reinvestment is a fantastic way to unlock the power to be had in compounding. Indeed, it’s tempting to want to spend some of the dividends and distributions coming in. However, those focused on…
I Just Got Approved for Citi Strata Elite But Everyone Hates It
With every launch of a new credit card, there is an immediate swell of news that comes with the different perks and benefits. We’re in a bit of a world right now where most…
My Relentless Search For The Best 2% Cash Back Card for Everyday Purchases
In the world of credit cards, a significant debate exists between flat-rate and tiered category choices, both of which have plenty of fans. If you’re a fan of the flat-rate card, and you should…
Americans Now Bizarrely Think They Need $200K Less to Retire
When you think about how much you need to retire, it won’t come as any surprise to learn that the amount is different for everyone. There are a whole lot of variables that go…
I’m terrified my dad will face a huge tax bill after he withdrew $200,000 from his 401k – What should I do?
The purpose of building a retirement nest egg is to have money to spend later in life. But it’s important to manage your 401(k) plan withdrawals carefully for a few reasons. First, if…
What Underrated Credit Cards Can Offer Great Perks in 2025
For most people, picking a credit card can be a huge decision, as there are almost too many options available today. Between Capital One, Chase, American Express, Discover, and a dozen other names, there…
Why I Questioned JEPQ’s High Returns and What You Should Know About Dividend Funds
The JPMorgan Nasdaq Equity Premium ETF (NASDAQ:JEPQ) is a case study in higher yields not always being better for investors. On the surface, JEPQ’s 9.96% SEC yield looks like a compelling opportunity for investors.…