A Reddit user has been aiming to maximize their credit card rewards for three years — but is making a major shift. Previously, the poster thought that travel credit cards were the best way…
It’s a brutal reality to accept that, as you grow older, you may have to deal with bureaucracy, such as the Social Security Administration. This is especially true, as recent government layoffs have reduced…
For most people in the FIRE world, the concept of the 4% safe withdrawal rate is considered set in stone. Knowing that this is the amount of money you can live on every year…
Dave Ramsey put it pretty bluntly when a caller with a $200,000 combined income rang in asking what their next move is with their $8,000 debt and lack of emergency savings. He said to…
A Reddit user is trying to figure out what his investment strategy should be. He is interested in an investment that provides him with a solid potential for growth, and he also wants to…
A Reddit user is retired and fed up with the health insurance he’s buying. He has a $13 million liquid network and $3 million in real estate equity. He’s 55 and his wife is…
In the world of r/ChubbyFIRE on Reddit, someone always wants to hit a specific number so they can leave the workforce for good. This Redditor's husband has a pension offering either a $2.9 million…
There’s a reason some people refuse to get themselves a credit card. Credit cards tend to have a bad reputation. And a big reason is that so many Americans are saddled with credit card…
Building an investment portfolio can take many forms, a lesson that both new and experienced investors continually learn. One such method that’s increasingly popular during market ups and downs is to focus heavily on…
If you’re setting yourself up to be a member of the financial independence, retire early (FIRE) movement, there is likely a specific number you want to achieve to make it happen. It doesn’t even…
When you leave a job, it's generally a good idea to take your 401(k) plan with you. Cashing it out can trigger income taxes and a 10% early withdrawal penalty. Rolling it into a…
 A Reddit user made what seems like a small error, but it has had big consequences. The poster is 50 and had a credit score of 775 after decades of being responsible with…
Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a commission from card issuers. A Reddit user shared a disturbing anecdote recently. The poster…
There are real advantages to building retirement savings inside a 401(k). Contributions go in before taxes, reducing your taxable income today. Investment gains then compound on a tax-deferred basis, meaning you pay taxes only…
If you live in an expensive area, it’s harder to invest for retirement and to figure out a way to ensure that you will be financially secure as a senior. It’s doable, but you…
