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Danielle Liverance | Jun 1, 2026 at 11:24 AM EDT

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

A woman called The Ramsey Show in tears. “About 3 years ago I had discovered that my husband had amassed…

Christy Bieber | Jun 1, 2026 at 11:22 AM EDT

Two Social Security Rules Every Married Couple Needs to Understand

If you are married, Social Security claiming rules become more complicated than if you are single. That’s because your benefits…

Gerelyn Terzo | Jun 1, 2026 at 11:15 AM EDT

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

She is 67, raised four children through 18 years out of the workforce, and returned to part-time office work in…

Danielle Liverance | Jun 1, 2026 at 11:13 AM EDT

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

An 84-year-old widow from Chattanooga named Jean called into The Ramsey Show after $45,500 vanished from her wealth management account.…

Drew Wood | Jun 1, 2026 at 11:09 AM EDT

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

A 70-year-old couple with $2.6 million in assets and roughly $260,000 of annual retirement income thought their move to Naples,…

Danielle Liverance | Jun 1, 2026 at 10:44 AM EDT

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

Kevin from Charlotte called The Ramsey Show with what sounded like a reasonable plan. He and his girlfriend wanted to…

Danielle Liverance | Jun 1, 2026 at 10:38 AM EDT

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

George Kamel, the Ramsey Network personality and co-host of The Ramsey Show, recently put a question to a 22-year-old caller…

Danielle Liverance | Jun 1, 2026 at 10:19 AM EDT

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

Jon Ostenson made the pitch directly on The Investing for Beginners Podcast: “if you have a spouse that’s a high-wage…

Danielle Liverance | Jun 1, 2026 at 10:18 AM EDT

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

A 60-year-old caller phoned Ramsey Everyday Millionaires with a clean setup: $4 million net worth, $250,000 in annual income, and…

Gerelyn Terzo | Jun 1, 2026 at 9:45 AM EDT

Three Career Decisions That Separate a $5,181 Social Security Check From $2,076

A retiree opens their Social Security statement, sees an estimated benefit of roughly $2,100 a month, and wonders why the…

Carl Sullivan | Jun 1, 2026 at 9:25 AM EDT

A $700,000 Annuity Promises $4,800 a Month for Life. Is It a Good Deal?

A 65-year-old walks into a meeting with an insurance agent holding a $700,000 IRA. The pitch: Hand over the full…

Drew Wood | Jun 1, 2026 at 9:22 AM EDT

A $720,000 Income Portfolio That Quietly Pays Like a Cash-Flowing Indianapolis Duplex Without the Tenant Calls

A $720,000 retirement portfolio presents many 65-year-old retirees with a choice between two very different income strategies. One option is purchasing…

Michael Williams | Jun 1, 2026 at 9:20 AM EDT

Clark Howard’s 1% Rule: How to Build $569,000 in Retirement Savings Without Feeling the Pinch

The 1% Rule From Clark Howard Consumer finance host Clark Howard, who has spent decades answering listener questions on saving…

Drew Wood | Jun 1, 2026 at 9:05 AM EDT

The Charitable Gift Annuity Strategy a 75-Year-Old Widow Used to Get $4,200 a Month Tax-Advantaged for Life

A 75-year-old widow with $1.8 million in savings, no children, and a desire to support her alma mater faces a…

Danielle Liverance | Jun 1, 2026 at 8:35 AM EDT

How an Inherited Roth Can Double in the 10-Year Window the SECURE Act Allows

Dave Ramsey, on the April 10 episode of The Ramsey Show titled “Start Telling Your Money Where To Go,” made…

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Personal Finance Articles

All Personal Finance Articles

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

Three Career Decisions That Separate a $5,181 Social Security Check From $2,076

A $700,000 Annuity Promises $4,800 a Month for Life. Is It a Good Deal?

A $720,000 Income Portfolio That Quietly Pays Like a Cash-Flowing Indianapolis Duplex Without the Tenant Calls

Clark Howard’s 1% Rule: How to Build $569,000 in Retirement Savings Without Feeling the Pinch

The Charitable Gift Annuity Strategy a 75-Year-Old Widow Used to Get $4,200 a Month Tax-Advantaged for Life

How an Inherited Roth Can Double in the 10-Year Window the SECURE Act Allows

Live: Can Lululemon’s Q1 Earnings Tonight Spark a Recovery?

Live: Will Rubrik Crush Q1 Earnings Tonight and Continue Its 33% 1-Month Rally?

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

Jim Cramer Defends CrowdStrike. Says the Company Just Posted “An Extraordinary Number” on Its Most Key Metric.

CNBC’s Jim Cramer Predicts SpaceX IPO Will Double to $4 Trillion. He Says Two Factors Will Lead to Massive Buying.

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

The $43,000-a-Year 401(k) Withdrawal That Keeps a $1.4 Million Retiree in the 12% Bracket for Life

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

Jim Cramer Defends CrowdStrike. Says the Company Just Posted “An Extraordinary Number” on Its Most Key Metric.

Personal Finance Articles

All Personal Finance Articles

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

Three Career Decisions That Separate a $5,181 Social Security Check From $2,076

A $700,000 Annuity Promises $4,800 a Month for Life. Is It a Good Deal?

A $720,000 Income Portfolio That Quietly Pays Like a Cash-Flowing Indianapolis Duplex Without the Tenant Calls

Clark Howard’s 1% Rule: How to Build $569,000 in Retirement Savings Without Feeling the Pinch

The Charitable Gift Annuity Strategy a 75-Year-Old Widow Used to Get $4,200 a Month Tax-Advantaged for Life

How an Inherited Roth Can Double in the 10-Year Window the SECURE Act Allows

Live: Can Lululemon’s Q1 Earnings Tonight Spark a Recovery?

Live: Will Rubrik Crush Q1 Earnings Tonight and Continue Its 33% 1-Month Rally?

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

Jim Cramer Defends CrowdStrike. Says the Company Just Posted “An Extraordinary Number” on Its Most Key Metric.

CNBC’s Jim Cramer Predicts SpaceX IPO Will Double to $4 Trillion. He Says Two Factors Will Lead to Massive Buying.

Featured Reads

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

The $43,000-a-Year 401(k) Withdrawal That Keeps a $1.4 Million Retiree in the 12% Bracket for Life