Personal Finance Articles

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5813 Articles

David Beren | May 25, 2026 at 10:16 AM EDT

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

George Kamel, the Ramsey Solutions personality, recently spent 23 minutes on YouTube dismantling the Buy Now Pay Later pitch. His…

Joel South | May 25, 2026 at 9:41 AM EDT

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

On a recent episode of The Ramsey Show, a caller named Joseph laid out a math problem that should not…

Jeremy Phillips | May 25, 2026 at 9:35 AM EDT

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

Suze Orman delivers financial advice with a blowtorch. On her October 10, 2024 podcast, a 65-year-old retired caller named Deb…

Drew Wood | May 25, 2026 at 9:18 AM EDT

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

A 67-year-old retiree with $920,000 saved and drawing a $2,800 monthly Social Security benefit appears, at first glance, to be…

Austin Smith | May 25, 2026 at 8:25 AM EDT

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

The question comes up on call-in shows constantly: a parent staring at a credit card statement they cannot pay, looking…

Joel South | May 25, 2026 at 8:22 AM EDT

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

On a recent episode of Ramsey Everyday Millionaires, a caller asked whether a boat costing more than his annual income…

Ian Cooper | May 25, 2026 at 8:08 AM EDT

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

Inheriting a parent’s retirement account sounds like a windfall. For a 67-year-old still pulling in a high W-2, it can…

Drew Wood | May 25, 2026 at 7:17 AM EDT

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

At 63, with $1.2 million in savings and a $185,000 mortgage hanging around at 4.875%, retirement starts to feel like…

Drew Wood | May 25, 2026 at 5:14 AM EDT

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

A retiree with $850,000 in savings who wants about $40,000 a year in reliable income may not need to take…

Marc Guberti | May 24, 2026 at 11:21 PM EDT

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

Picture a single 73-year-old retiree sitting on $1.3 million in a traditional 401(k), drawing $36,000 a year in Social Security,…

David Beren | May 24, 2026 at 6:21 PM EDT

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

Jim Cramer’s blunt line to a young first-time homebuyer on the May 22 episode of Mad Money: “Expect corrections and…

Marc Guberti | May 24, 2026 at 6:21 PM EDT

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

A 70 year old retiree sitting on $2 million in a traditional 401(k) has roughly three years before required minimum…

David Beren | May 24, 2026 at 1:33 PM EDT

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

CNBC consumer reporter Brandon Gomez delivered the bad news to anyone hosting a backyard cookout this weekend: “Ground beef for…

David Beren | May 24, 2026 at 1:16 PM EDT

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The National Association of Realtors’ Housing Affordability Index surged to 110.6 during April 2026, advancing from 101.4 twelve months prior,…

Marc Guberti | May 24, 2026 at 12:21 PM EDT

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

A 60-year-old couple pulling in $300,000 a year with $1.8 million in a traditional 401(k) is sitting on a problem…

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Personal Finance Articles

All Personal Finance Articles

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

The Most Basic Economics Lesson Is Why I Won’t Stop Buying Nvidia This Earnings Season

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here's the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

Personal Finance Articles

All Personal Finance Articles

Buy Now Pay Later Isn’t Free Money, It’s Costing You 8-10% in Hidden Fees

‘You Guys Make Too Much to Be This Broke’: Rachel Cruze to Family Earning $340K With $200K in Debt

“The Stupidest Thing I Ever Heard”: Suze Orman on Why Waiting Until RMDs Are Required Wrecks Retirement

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early

‘It’s Redneck Envy’: Dave Ramsey Defends Billionaires’ Yachts With Ratio Logic

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

If You Have $1.2 Million Saved at 63 and a Mortgage Still on the Books, Here Is What Retirement Actually Looks Like

The Eight-Rung Treasury Bond Ladder That Pays a 72-Year-Old $40,000 a Year With Zero Credit Risk on $850,000

The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year

‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer

The QLAC Strategy That Lets a 70 Year Old With $2 Million Defer $200,000 of RMDs Until Age 85

Memorial Day Cookout Costs Are Crushing Wallets: Beef Up 14%, Steak Up 16%, Hot Dogs Up 11%

Mortgage Rates Hit 6.33%: Here’s Why Home Affordability Just Jumped 9 Points

The 401(k) to Roth Bracket Filling Strategy That Saves a $300,000 Earner Couple $145,000 in Taxes Over 8 Years

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

The Most Basic Economics Lesson Is Why I Won’t Stop Buying Nvidia This Earnings Season

Featured Reads

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here's the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.