Personal Finance Articles

All Personal Finance Articles

4613 Articles

Gerelyn Terzo | 21 hours ago

How One 58-Year-Old Added $14,000 in Social Security Benefits Through Self-Employment

A 58-year-old who just walked away from a three-decade corporate career and hung out a consulting shingle has a window…

David Beren | 22 hours ago

43% of Twenty-somethings Are Already Caregivers, but Hidden Costs Could Be Quietly Wrecking Their Retirement

Caregiving used to be framed as a midlife problem. A worker in their fifties would step in to help an…

Drew Wood | 22 hours ago

A $480,000 Bridge Portfolio That Quietly Pays a 60-Year-Old $3,200 a Month Until Social Security at 67

A 60-year-old who wants to retire immediately faces a straightforward challenge: Social Security benefits typically remain several years away. With full…

David Beren | 23 hours ago

Most Twentysomethings Are Already Saving for Retirement, But 47% Just Guessed How Much They Need

The twentysomething cohort is doing something past generations rarely did at the same age: they are actually saving for retirement.…

Jeremy Phillips | 23 hours ago

‘Your $200K Would Be $400K’: Dave Ramsey to 71-Year-Old Who Panic-Sold Retirement Account Twice

A 71-year-old named Donna called into The Ramsey Show recently with a confession most retirees would rather bury. “During COVID…

Gerelyn Terzo | Yesterday

The 12-Month Social Security Do-Over Rule That Could Add $768 to Your Monthly Check

Picture a woman who turned 67 last fall, hit what Social Security calls her full retirement age (FRA), and filed…

Drew Wood | Yesterday

Five Boring Dividend Aristocrats That Quietly Pay $36,000 a Year on $850,000 Without a Single Yield Trap

Replacing $36,000 a year in income is roughly equivalent to generating the cash flow from a maximum Social Security benefit…

Christy Bieber | Yesterday

3.9% Social Security COLA Prediction Sounds the Alarm for Seniors

For Social Security retirees, a new prediction of a big raise in 2027 may seem like good news at first…

Drew Wood | Yesterday

How Rich Do You Need to Be to Retire in Naples, Florida?

Naples sits near the top of many retirement wish lists for a reason. Retirees are drawn by the Gulf beaches,…

Danielle Liverance | Yesterday

Clark Howard Says Delaying Social Security Locks In an 8% Raise Every Year. One Listener Did the Math and Found a $2,000 Medicare Catch.

I’ve been watching the Clark Howard claiming-age debate for years, and as someone who writes about retirement income planning weekly,…

Drew Wood | Yesterday

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

A 70-year-old retiree with a $1.1 million portfolio who wants to generate $5,800 per month, or $69,600 annually, quickly encounters…

Drew Wood | Yesterday

At 56 With $940,000 Saved and a Stable Federal Job, the Math Tilts Toward Working Six More Years Than Most Calculators Suggest

A 56-year-old GS-13 federal employee covered by FERS, with 28 years of service and $940,000 in the Thrift Savings Plan,…

Marc Guberti | Yesterday

The 5-Year Roth Conversion Ladder That Lets a 52-Year-Old Tap a $1.5 Million 401(k) Before 59½ Without Penalty

A 52-year-old senior engineer walks out of the office for the last time with $1.5 million in a former employer’s…

Drew Wood | Yesterday

Replacing a $65,000 Salary With Business Development Company Income? Here’s What You’ll Need Invested

A 62-year-old single retiree seeking to replace a $65,000 pre-retirement salary faces a straightforward but important challenge: generating enough portfolio…

Drew Wood | Yesterday

The Real Cost of Retiring in America’s Most Famous Retirement Community

The Villages comes up frequently when readers ask us to stress test a retirement plan. It is the country’s best…

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Personal Finance Articles

All Personal Finance Articles

How One 58-Year-Old Added $14,000 in Social Security Benefits Through Self-Employment

43% of Twenty-somethings Are Already Caregivers, but Hidden Costs Could Be Quietly Wrecking Their Retirement

A $480,000 Bridge Portfolio That Quietly Pays a 60-Year-Old $3,200 a Month Until Social Security at 67

Most Twentysomethings Are Already Saving for Retirement, But 47% Just Guessed How Much They Need

‘Your $200K Would Be $400K’: Dave Ramsey to 71-Year-Old Who Panic-Sold Retirement Account Twice

The 12-Month Social Security Do-Over Rule That Could Add $768 to Your Monthly Check

Five Boring Dividend Aristocrats That Quietly Pay $36,000 a Year on $850,000 Without a Single Yield Trap

3.9% Social Security COLA Prediction Sounds the Alarm for Seniors

How Rich Do You Need to Be to Retire in Naples, Florida?

Clark Howard Says Delaying Social Security Locks In an 8% Raise Every Year. One Listener Did the Math and Found a $2,000 Medicare Catch.

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

At 56 With $940,000 Saved and a Stable Federal Job, the Math Tilts Toward Working Six More Years Than Most Calculators Suggest

The 5-Year Roth Conversion Ladder That Lets a 52-Year-Old Tap a $1.5 Million 401(k) Before 59½ Without Penalty

Replacing a $65,000 Salary With Business Development Company Income? Here’s What You’ll Need Invested

The Real Cost of Retiring in America’s Most Famous Retirement Community

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Elizabeth Warren Lays a Trap for Jensen Huang. He May Have No Choice But to Accept

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

New Fed Chair Kevin Warsh Faces Trump Demand That Could Impact Social Security

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Personal Finance Articles

All Personal Finance Articles

How One 58-Year-Old Added $14,000 in Social Security Benefits Through Self-Employment

43% of Twenty-somethings Are Already Caregivers, but Hidden Costs Could Be Quietly Wrecking Their Retirement

A $480,000 Bridge Portfolio That Quietly Pays a 60-Year-Old $3,200 a Month Until Social Security at 67

Most Twentysomethings Are Already Saving for Retirement, But 47% Just Guessed How Much They Need

‘Your $200K Would Be $400K’: Dave Ramsey to 71-Year-Old Who Panic-Sold Retirement Account Twice

The 12-Month Social Security Do-Over Rule That Could Add $768 to Your Monthly Check

Five Boring Dividend Aristocrats That Quietly Pay $36,000 a Year on $850,000 Without a Single Yield Trap

3.9% Social Security COLA Prediction Sounds the Alarm for Seniors

How Rich Do You Need to Be to Retire in Naples, Florida?

Clark Howard Says Delaying Social Security Locks In an 8% Raise Every Year. One Listener Did the Math and Found a $2,000 Medicare Catch.

A $1.1 Million Portfolio That Pays $5,800 a Month and Lets a 70-Year-Old Skip the 4 Percent Rule Entirely

At 56 With $940,000 Saved and a Stable Federal Job, the Math Tilts Toward Working Six More Years Than Most Calculators Suggest

The 5-Year Roth Conversion Ladder That Lets a 52-Year-Old Tap a $1.5 Million 401(k) Before 59½ Without Penalty

Replacing a $65,000 Salary With Business Development Company Income? Here’s What You’ll Need Invested

The Real Cost of Retiring in America’s Most Famous Retirement Community

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Elizabeth Warren Lays a Trap for Jensen Huang. He May Have No Choice But to Accept

Featured Reads

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

New Fed Chair Kevin Warsh Faces Trump Demand That Could Impact Social Security