How I Survived Two Weeks on Just $20 for Food
If you’re having trouble keeping up with the high cost of groceries, you’re definitely not alone. In February, food prices were up 1.9% on an annual basis, according to the Consumer Price Index.…
Personal Finance
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What Retirement Mistakes Would You Change If You Could Go Back?
Retirement regrets aren’t all too uncommon. And while it’s best to move forward with no regrets, there are less-than-ideal situations that can arise in retirement either due to a lack of planning or a…
My Widowed Mom’s Financial Advisor Charges 8% Annually—Is She Being Taken Advantage Of?
When I first started interviewing financial advisors to work with, there were different questions I asked each candidate. One was about their experience. Another was about the licenses they had. And finally, I…
I’m turning 65 and still working – should I start taking my pension now or wait?
It’s certainly tempting to start drawing down from Social Security or one’s pension once they surpass the age of 65 — considered by many to be a “traditional” age to enter retirement. Of course,…
We saved $150k per kid in 529s – but is spending another $20k+ per year during college really necessary?
College tuitions have been soaring for many years, and the price tag recently caught one Redditor off guard. This individual shared a post in the Chubby FIRE Reddit community about needing to save $200k…
I’m 28 living in an expensive city and I’ve been keeping a close eye on my finances for years, but I’m still a bit of a novice when it comes to investing
The internet has made it easier for people to learn more about finance and stay on top of their investments. A 28-year-old talked about this phenomenon in the Personal Finance Reddit community. He posted that he…
I’m 19, underpaid, and exhausted from my mechanic job – how can I build a better financial future?
It’s normal for teenagers and young adults to start with low salaries. It’s a way of getting your foot in the door and establishing work experience. However, just because you are young doesn’t mean…
I inherited over $400k and Dave Ramsey thinks the money will evaporate if I continue to make these mistakes
Money doesn’t change people. It makes them more of what they are. The messaging behind this saying has extra meaning in a recent episode on the Dave Ramsey Show. Dave received a call from a wife…
Grant Cardone says if you can learn this one skill “you will never be without work or without money”
Business owners need many skills to outpace the competition and reach their long-term goals. However, there is a core skill that sets the foundation. Grant Cardone says that if you learn how to close,…
Higher Earners Are Twice as Likely to Know the Top Tax Rate Than Lower Earners
Throughout the United States, millions of people must file tax returns each year. Taxes are also taken out of worker paychecks throughout the year, and when tax filing season rolls around, workers have to…
Why Inflation Is Still Eating Your Paycheck (Even If Media Says It’s Over)
You may have heard that today’s inflation levels aren’t nearly as bad as they were a few years ago. And that’s actually true. In June of 2022, the Consumer Price Index, which measures cost…
After accumulting $12k in Debt I finally transferred it to a 0% Balance Transfer Card
Credit card debt tends to be the costliest of debts, given the ridiculously high interest rates attached to outstanding balances. Indeed, it’s always best practice to pull the full statement by the end of…
I Got a $30K Raise to Move, But I Have $80K Debt—Should I Take the Offer?
Every once in a while, there’s a difficult career decision to make. Often, such a decision involves a hefty trade-off. And depending on one’s personal situation, taking the option with the higher pay may…
Yes, Your Social Security Payment Could Be Late
The Trump administration's search for government expenses to cut could disrupt Social Security payments. Any delays will hit many older Americans hard and could affect the broader economy.
We’ve built up $2.3 million in stocks and rely on a hefty trust – how do we justify grinding at our high-pressure jobs?
fatFIRE adherents are those who are aggressively fast tracking themselves on a FIRE (Financial Independence Retire Early) strategy to attain a retirement nest egg in the high 7 to 8 figures. Some fatFIRE followers…