Personal Finance Articles

All Personal Finance Articles

4662 Articles

Don Lair | May 14, 2026 at 1:07 AM EDT

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager…

Jeremy Phillips | May 13, 2026 at 11:07 PM EDT

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently…

Don Lair | May 13, 2026 at 7:45 PM EDT

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My…

Don Lair | May 13, 2026 at 7:36 PM EDT

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

The $1,000 starter emergency fund has been gospel in personal finance circles for two decades. Andrew, host of The Personal…

Jeremy Phillips | May 13, 2026 at 7:13 PM EDT

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

Angela called into the Rich Habits Podcast with a problem most of us would happily trade for: she and her…

Marc Guberti | May 13, 2026 at 5:54 PM EDT

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

A 71-year-old widow we’ll call Margaret has $1.4 million in a traditional IRA, rolled over from her former 401(k), and…

David Beren | May 13, 2026 at 5:49 PM EDT

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz 2025 Annual Retirement Study put a number on something many Americans already felt: confidence in their financial future…

David Beren | May 13, 2026 at 5:01 PM EDT

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

The Allianz 2025 Annual Retirement Study added a single statistic that shifted the conversation about retirement readiness. The big takeaway…

Eric Bleeker | May 13, 2026 at 4:26 PM EDT

Top Strategist at $1.8 Trillion Fund Warns The World’s Favorite Retirement Investment “Won’t Do A Thing” Against Inflation

Sébastien Page, Head of Global Multi-Asset and Chief Investment Officer at T. Rowe Price, used a CNBC appearance this week…

David Beren | May 13, 2026 at 4:25 PM EDT

Your Retirement Will Probably Look Nothing Like Your Parents’, According to the Northwestern Mutual 2025 Study

The Northwestern Mutual 2025 Planning & Progress Study put a number on what most Americans already sensed: their retirement will…

Marc Guberti | May 13, 2026 at 1:42 PM EDT

The Cash Balance Plan Move That Lets Business Owners Defer $200,000 in a Single Year

A 55-year-old solo dentist nets $750,000 in pass-through income from her practice. She maxes her Solo 401(k) every year. She…

Don Lair | May 13, 2026 at 1:06 PM EDT

George Kamel Says Becoming a Millionaire by 25 Is a Terrible Goal: Here’s What Young Adults Should Do Instead

George Kamel, co-host of The Ramsey Show and Ramsey Solutions personality known for critiquing influencer money culture, sat down with…

Ian Cooper | May 13, 2026 at 12:54 PM EDT

Your Money Mindset Was Set by Age 7. Here’s How to Reprogram It.

On NerdWallet‘s (NASDAQ: NRDS) Smart Money Podcast, Mrs. Dow Jones (Hailey) made a claim that should reshape how readers approach…

Ian Cooper | May 13, 2026 at 12:47 PM EDT

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

Inheriting a parent’s retirement account sounds like a windfall. For a 67-year-old still pulling in a high W-2, it can…

David Beren | May 13, 2026 at 12:42 PM EDT

64% of Americans Are More Afraid of Running Out of Money Than They Are of Dying, and the Allianz 2025 Retirement Study Explains Exactly Why

The Allianz study makes the hierarchy of financial fear unmistakable. A clear majority of Americans report that the possibility of…

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Personal Finance Articles

All Personal Finance Articles

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

Top Strategist at $1.8 Trillion Fund Warns The World’s Favorite Retirement Investment “Won’t Do A Thing” Against Inflation

Your Retirement Will Probably Look Nothing Like Your Parents’, According to the Northwestern Mutual 2025 Study

The Cash Balance Plan Move That Lets Business Owners Defer $200,000 in a Single Year

George Kamel Says Becoming a Millionaire by 25 Is a Terrible Goal: Here’s What Young Adults Should Do Instead

Your Money Mindset Was Set by Age 7. Here’s How to Reprogram It.

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

64% of Americans Are More Afraid of Running Out of Money Than They Are of Dying, and the Allianz 2025 Retirement Study Explains Exactly Why

Why SOXX’s Next 12 Months Hinge on Five Tech Giants’ Capex Decisions

These 3 S&P 500 ETFs Are Nearly Identical But After Doing the Math One of Them Saves You Money Over a Lifetime

Three Value Focused ETFs Pay Solid Dividends and Keep Outperforming the Market in 2026

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later

Why SOXX’s Next 12 Months Hinge on Five Tech Giants’ Capex Decisions

These 3 S&P 500 ETFs Are Nearly Identical But After Doing the Math One of Them Saves You Money Over a Lifetime

Personal Finance Articles

All Personal Finance Articles

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

Top Strategist at $1.8 Trillion Fund Warns The World’s Favorite Retirement Investment “Won’t Do A Thing” Against Inflation

Your Retirement Will Probably Look Nothing Like Your Parents’, According to the Northwestern Mutual 2025 Study

The Cash Balance Plan Move That Lets Business Owners Defer $200,000 in a Single Year

George Kamel Says Becoming a Millionaire by 25 Is a Terrible Goal: Here’s What Young Adults Should Do Instead

Your Money Mindset Was Set by Age 7. Here’s How to Reprogram It.

A 67-Year-Old With a $620,000 Inherited 401(k) Faces an $80,000 Tax Bomb Most Heirs Do Not See Coming

64% of Americans Are More Afraid of Running Out of Money Than They Are of Dying, and the Allianz 2025 Retirement Study Explains Exactly Why

Why SOXX’s Next 12 Months Hinge on Five Tech Giants’ Capex Decisions

These 3 S&P 500 ETFs Are Nearly Identical But After Doing the Math One of Them Saves You Money Over a Lifetime

Three Value Focused ETFs Pay Solid Dividends and Keep Outperforming the Market in 2026

Featured Reads

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later