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David Beren
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Everything by David.

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Personal Finance

Claiming Social Security at 62, 67, or 70? The Difference Can Be More Than 75%

Jul 13, 2026 Personal Finance

Chasing a 10% Dividend Yield? Here’s What Most Retirees Overlook

Jul 13, 2026 Investing

Skip Broad Latin America. This Single-Country Fund Is Where the Reform Rally Is

Jul 12, 2026 Personal Finance

Retirees Get an 11-Year Window to Convert to a Roth at Low Rates. The Average One Converts $0.

Jul 12, 2026 Investing

Real Estate Is Up 13%. The Data-Center REITs Powering AI Are Up 36%.

Jul 12, 2026 Personal Finance

The Social Security Earnings Limit Can Cost Early Retirees Thousands Each Year

Jul 12, 2026 Investing

Stop Settling for VYM. This Fund Yields More, Costs 0.06%, and Beat the S&P

Jul 12, 2026 Investing

Your International Fund Yields 2%. This One Returned 26% and Yields 3.1%

Jul 12, 2026 Personal Finance

The Maximum Social Security Check Is $5,108 a Month. Here’s How Much Invested It Takes to Match It.

Jul 12, 2026 Personal Finance

Social Security Replaces About 40% of Your Paycheck. Here’s How Much You Need Invested to Cover the Rest.

Jul 11, 2026 Investing

Skip ARKK’s Moonshots: This Fund Owns the AI Software Winners for 0.45%

Jul 11, 2026 Personal Finance

$400 a Month Starting at 30 Beats $900 a Month Starting at 45. Most People Wait.

Jul 11, 2026 Investing

Why Retirees Are Swapping 5% Bond Funds for Short Term Treasury ETFs

Jul 11, 2026 Personal Finance

Most Workers Could Save $23,000 a Year. The Average One Saves $2,667. Here’s the Gap.

Jul 11, 2026 Personal Finance

The Average 70-Year-Old Has $250,000. Their First RMD Triggers a $1,132 Tax Bill.

Jul 11, 2026 Personal Finance

Why More Retirees Are Replacing 40% Bond Allocations With Dividend Stocks

Jul 11, 2026 Investing

Why the Pure Bitcoin-Miner Fund Crushed the Blockchain Basket, Up 184%

Jul 10, 2026 Personal Finance

Why Age 63 Is the Most Expensive Year to Touch Your IRA (Medicare Looks Back Two Years)

Jul 10, 2026 Personal Finance

How the Average $55,000 Earner Reaches $1 Million, and Why Most Stall at $246,500

Jul 10, 2026 Investing

Want 14% From Your Nasdaq Income and a Lighter Tax Bill?

Jul 10, 2026