David Beren
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Everything by David.

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Personal Finance

IRMAA Isn’t a Tax, but a Retired Couple Can Pay $8,000+ a Year Extra for the Same Medicare

Jul 16, 2026
Personal Finance

Between Your Last Paycheck and Your First RMD Sits the Lowest Tax Rate You’ll Ever See

Jul 16, 2026
Investing

XDTE’s 32% Yield Sounds Great. Here’s Why the Math Doesn’t Hold Up

Jul 16, 2026
Investing

Asia’s Other AI Winners: The Thailand and Taiwan Funds Riding the Same Boom as Korea’s 105% Run

Jul 16, 2026
Investing

Why QQQM’s 0.15% Fee Crushes QQQ for Long-Term Growth Investors

Jul 15, 2026
Personal Finance

The Second Tax Window: What You Do at 63 and 64 Sets Your Medicare Premium at 65

Jul 15, 2026
Personal Finance

The Average 401(k) Is $168,000. The Median Is $48,000. One of Those Numbers Is Misleading You.

Jul 15, 2026
ETF

3 Covered Call ETFs to Buy for Monthly Income in 2026

Jul 15, 2026
Investing

SCHD, JEPI, or VYM? Which ETF Fits 3 Different Types of Retirees

Jul 15, 2026
Investing

Forget Monthly Dividends. This Nasdaq Fund Pays Every Friday at a 40% Distribution Rate

Jul 15, 2026
Personal Finance

You Saved for 40 Years. 48% of Retirees Have No Plan for Spending It. Here’s What a Plan Looks Like.

Jul 14, 2026
Investing

Stop Trading Natural Gas Futures: Producers Returned Nearly 17% on LNG Demand

Jul 14, 2026
Investing

The Best-Performing ETF of 2026 Is Up 600%+, and It’s Not an AI Fund

Jul 14, 2026
Investing

4 Nasdaq Income ETFs to Buy in 2026: Why GPIQ’s 0.29% Fee Changes Everything

Jul 14, 2026
Investing

Broad Industrials Are Fine. This Infrastructure Fund Rode the AI Build-Out to 28%

Jul 14, 2026
Investing

Own Japan’s Rally Without the Yen Risk: This Hedged Fund Beat EWJ by 6 Points

Jul 13, 2026
Personal Finance

A $1,000-a-Month Retirement Gap Takes Roughly $240,000 to Close. Here’s the Math.

Jul 13, 2026
Investing

Emerging Markets Without the China Drag: Up 38% While Broad EM Lagged

Jul 13, 2026
Personal Finance

The Average Retiree Household Spends $65,354 a Year. Social Security Covers About Half. Here’s What Covers the Rest.

Jul 13, 2026
Investing

The Same Gold Rally, 79% More Upside: Miners vs. Bullion Over the Past Year

Jul 13, 2026