With a credit card, you generally have three choices between a cash-back rewards card, a travel card, and a debit card. While a few non-reward options are available, choosing one of them and missing…
One of the biggest factors affecting retirement planning is also one of the most difficult to plan for. Medical and healthcare costs can and do play a massive role in how much disposable income…
Uncertainty is the name of the game when it comes to Social Security, which is unfortunate for the 70 million plus Americans who rely on this program yearly. For this reason, concerns about its…
In the world of cash-back credit cards these days, your choices are almost an overwhelming number of options from what feels like every different bank on the planet. Between sign-up offers, perks, benefits, and…
At the moment, the most popular offer associated with taking out a new credit card is the cash-back reward. Whether it’s a flat-rate or rotating category card, something about this benefit attracts credit card…
When it comes to understanding Social Security, there is a common belief that this system can be far more complicated than one might think. The reality is that this is a very complex program…
While this isn’t universally true, the hope is that everyone in their 20s starting their careers is focused on building as much wealth as possible. Given the job market these days, this is becoming…
In many cases, there is hope that you can find just one credit card that gives you everything you want in terms of cash-back rewards and more. Unfortunately, this isn’t the reality we live…
In the world of credit cards and Reddit, the 5% rotating category credit card is a cash-back darling. If you can add it to your wallet, taking advantage of 5% earnings on various categories…
It should go without saying that the credit card is arguably your wallet’s best friend if you can keep your spending in check. If you can, having a credit card should give you peace…
As tax season, a time most Americans dread, starts inching closer to the finish line, better known as the tax deadline, plenty of Americans out there don’t know enough about taxes. What’s worse is…
One of the most important projects of the 20th century was also one of the most daring and destructive, and it reshaped the world for the worse. This was, of course, the Manhattan Project,…
When it comes to the best cashback cards for traveling, it’s often hard to pick the best because there are so many great options. Almost every major credit card company and bank has something…
There’s just something exciting about hearing the words “promotion” and “raise” at a job you have worked tirelessly for years. What used to be commonplace is now less of a realization than most people…
There is no reason to hesitate if you’re on the fence about taking advantage of a cash-back credit card. The idea that a credit card will give you “free” money just for shopping might seem…
When you think about cash-back credit cards, the reality is that the sky is the limit as to how much you can earn. Whereas some companies had limits on dollar amounts you could accrue…
When it comes to the FIRE (financial independence, retire early) movement, there are few things more sacred than the 4% safe withdrawal strategy. Generally considered the best way to plan for early retirement, there…
No matter what cash-back credit card strategy you use, the good news is that you can receive rewards just for shopping. While there is no question you will be able to earn cash-back rewards,…
There is a lot of misinformation and bias in the financial world regarding using a financial advisor. For better or worse, the “financial advisor” title often takes on a negative connotation that gives people…
There is no question that credit cards are as controversial as it can get financially, as using them smartly can help you earn rewards, while misusing them can affect your financial future. The reality…
