When it comes to making your retirement savings last, there are two fundamentally different approaches you can take. The first is the more traditional strategy, which focuses on an annual withdrawal, likely around the…
Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a future that feels much too far away to worry about. Some assume a…
When baby boomers start to think about retiring, they undoubtedly have more questions than answers, like how much income they will need to maintain their lifestyle or what debt they have right now that…
It's a challenging reality to think we even have to question whether someone can retire on $1 million in the bank. There was a time when $1 million put you in rare air, and…
In the world of Dave Ramsey and honest talk, you can always expect to hear some very difficult advice. This often means that Dave, who is well-known for being outspoken on other people’s financial…
Retiring at 55 sounds like a dream come true with no more alarm clocks, no more meetings, just the freedom to do what you want while you're still young enough to actually do it.…
At 60 years old with $2 million saved, you can safely say that you are in a good position that most people will never reach. At this point, the question in your mind should…
In the United States, the right to bear arms is an important aspect of law and culture, yet many people are surprised by just how powerful certain legal-to-own weapons can be. Beyond standard guns,…
One of the unfortunate truths about America today is that there is a major disconnect between the amount of money you need to retire comfortably and the amount of money most people have. There…
If a recession were to hit, it’s a foregone conclusion that people won’t stop taking their prescriptions, and they won’t cancel major medical treatments. The same can be said for people who won’t and…
Large-cap growth stocks have dominated for so long because most investors have stopped looking at anything else. The thinking here is pretty simple in that why would you bother with mid-caps or small-caps when…
The conventional wisdom says that lower interest rates will hurt banks and much of the financial sector as net interest margins compress, lending profits shrink, and dividend growth stalls. This narrative isn’t wrong for…
Most U.S. investors never look beyond domestic stocks for dividend income, and the reasoning, at least on the surface, seems logical. Given currency risk, unfamiliar names, differing accounting standards, and the perception that international…
Dividend aristocrats get plenty of attention, but most of the time the spotlight falls on the big names like Johnson & Johnson (NYSE:JNJ | JNJ Price Prediction), Coca-Cola (NYSE:KO), and Procter & Gamble (NYSE:PG),…
As much as the world likes to talk about REITs being a smart investment, they are still pretty overlooked, as they are not flashy enough for financial media and don’t generate the kind of…
For as long as most people can remember, utility stocks have been the investing equivalent of eating your vegetables. Are they good for you? Yes. Are they boring stocks? Also yes. These stocks feel…
In the market, high yields are easy to find in the energy space, but dividend growth is a whole different story. Any partnership can throw out an 8% yield by simply distributing most of…
No matter where you go online, there is a better-than-good chance that you will see the 4% rule come up around the idea of retirement. This is basically the prevailing rule of thumb as…
With the S&P 500 ending just over 16% higher in 2025, headlines are unsurprisingly celebrating another year of market strength. For investors who stayed the course, the reward was wealth accumulation, as advisors point…
No matter how much investors hope it will happen, volatility in the stock market isn’t going away, and market swings of a few percentage points in a single day, which used to be incredibly…
