On a recent episode of Talking Real Money, a caller named Michael from Vancouver, Washington asked the hosts something most retirement articles skip past: what actually goes into building a financial plan. Co-host Don…
On a recent episode of Smart Money Happy Hour, Ramsey Solutions personalities Rachel Cruze and George Campbell were asked whether they had ever second-guessed any of Dave Ramsey’s Baby Steps. Both said yes. Cruze…
On a recent episode of the Rich Habits Podcast titled Q&A: $1.3M IRA, Aging Parents & SpaceX’s IPO, a listener named Carrie Anne described a scenario millions of working parents will recognize. She pays…
Twelve days before his wedding, a 25-year-old self-employed caller named Joe phoned The Ramsey Show with a question most people his age never get to ask: “I have about $150,000 in my just a…
On a recent episode of How to Money, co-host Joel Larsgaard summed up Fannie Mae’s new crypto-as-collateral mortgage program in five words: “This seems incredibly, it feels like a house of cards, man.” He…
A 21-year-old welder from Mississippi called into The Ramsey Show with a math problem most readers will never see on a calculator: $30,000 in debt on a truck at 30% interest, paid down with…
Nelson from Greeley, Colorado walked up to a microphone at The Ramsey Show‘s live audience event in Denver with the kind of problem most people would envy and almost no one is prepared for.…
On a recent episode of NerdWallet’s Smart Money Podcast, Budget Rehab: How to Stop Paying Only Interest and Make Real Progress on Credit Card Debt, the hosts told a caller that bankruptcy attorneys “have…
Retirement bucket strategies have a way of getting complicated fast. Don McDonald, co-host of Talking Real Money, prefers a far simpler framework: keep exactly one year of spending in safe money, rebalance once a…
On a recent episode of Ramsey Everyday Millionaires titled “How Do I Invest When the News Keeps Shaking the Market?”, a caller named Sally explained that she had $300,000 in cash and only $50,000…
The dilemma comes from a caller on Ramsey Everyday Millionaires, but it captures something nearly every investor with a lump sum has felt: the cash is in hand, the headlines are loud, and every…
Imagine looking at your retirement account and seeing that your money is helping build a city on Mars. That scenario is no longer science fiction. SpaceX has officially filed its S-1 paperwork to go…
Andrew Sather of The Investing for Beginners Podcast recently made a point that should reshape how investors think about recession headlines. “When people say there’s a recession, they’re saying it 6 months after it…
The headline is my actual story, and it is the reason I do what I do today. At 19, I was managing a pizza store on a whopping $15,000 salary plus 20% of the…
You moved 177,000 Amex points to Marriott for a specific hotel night in Chicago, hit confirm, and watched the availability vanish before you could book. Marriott doesn’t reverse transfers. Amex doesn’t either. The points…
The dilemma in the headline came from a guest on the How to Money podcast, episode #1139, where late starter Bill Yount described paying $700 per month, or $8,700 a year, for a fee-only…
On a recent episode of Earn Your Leisure titled “The #1 Investing Mistake Keeping You Broke,” co-host E delivered a blunt diagnosis for retail investors: stop trading the stocks you should be holding. “The…
On a recent episode of The Ramsey Show, a 55-year-old caller named Patty laid out a financial situation that host Rachel Cruze cut through in two words. Patty's husband, 52, has worked his parents'…
Dylan from New Mexico asked Dave Ramsey a fair question on a recent episode of The Ramsey Show: if active funds rarely beat the index, why bother with Ramsey’s four-fund split across small-cap, mid-cap,…
A caller named Rambo from San Jose phoned into Mad Money on May 13, 2026 with a question that separates serious investors from tape-watchers. He noted that "although a company looks attractive on a…
