Headquartered in Atlanta, GA Fiscal year ends December NYSE: EFX equifax.com
Equifax is a global data, analytics, and technology company that provides credit information, employment and income verification, and analytical services to financial institutions, companies, employers, and government agencies. The company operates through three business segments: Workforce Solutions (including Verification Services and Employer Services), U.S. Information Solutions (including Online Information Solutions and Financial Marketing Services), and International (covering Latin America, Europe, Asia Pacific, and Canada). Equifax maintains differentiated proprietary data assets, including The Work Number employment and income database, and leverages its cloud-native technology platform (EFX Cloud) and artificial intelligence capabilities (EFX.AI) to deliver credit scores, identity verification, fraud detection, talent solutions, and consumer lending analytics. The company operates or has investments in 24 countries across North America, Central and South America, Europe, and the Asia Pacific region, supported by over 15,000 employees worldwide. Updated
Rising mortgage rates late in the quarter forced Equifax to trim full-year revenue guidance to a $6.661 billion midpoint, yet management cut adjusted EPS guidance by just four cents to $8.50 on AI-driven cost efficiencies. USIS mortgage revenue still grew 28%, pointing to share gains in a shrinking market, while the Q4 revenue range of $1.605 billion to $1.635 billion implies a sharp slowdown.
Equifax reports at 6:30 AM ET with six straight quarters of EPS beats on the line, and the bar is $2.20 EPS. The mortgage inquiry slowdown is the swing factor this quarter.
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Analyst upgrades and downgrades to some major stocks were reported Thursday morning. Tech stocks set the tone in both directions.
The last trading day of 2023 got off to a flat start, and the two premier ride-sharing stocks both received downgrades on Friday morning.
Tuesday's top analyst upgrades and downgrades included American Express, Apple, AppLovin, Conagra Brands, D.R. Horton, Estee Lauder, Juniper Networks, Livent, Microsoft, Netflix, Nvidia, Shopify, Tesla, and Twilio.
Equifax is a global data, analytics, and technology company that provides credit information, employment and income verification, and analytical services to financial institutions, companies, employers, and government agencies.
24/7 Wall St.'s 12-month price target for EFX is $221.30, rated Buy. The Wall Street consensus target is $200.35. EFX price prediction →
