XRP (CRYPTO: XRP) just had its best week in a while. Rakuten listed XRP as a payment method for 44 million users in Japan, Ripple partnered with Kyobo Life in South Korea, and Bitcoin’s surge to $78,000 on the Hormuz reopening lifted the entire crypto market. XRP rode the momentum and rallied above $1.50 for the first time since mid-March, but it couldn’t hold, and has now pulled back to $1.45.
The $1.45 price level is where most of XRP’s overhead selling pressure is clustered, and has rejected the price multiple times this year. We asked ChatGPT and Claude where XRP goes from $1.45. Here’s where the AI models predict XRP finishes the year.
What ChatGPT Predicts for XRP After Hitting $1.45
ChatGPT sees the $1.45-$1.50 price mark as the most important levels for XRP right now. In the short term, if sellers clustered around $1.45 keep pushing the price back down and no new catalysts show up, ChatGPT predicts XRP could trade between $1.25 and $1.45.
However, if XRP manages to break and holds above $1.50, ChatGPT sees a quick move toward $1.75 because there’s less selling pressure above that level. And if everything comes together at once—ETF inflows picking up, BTC pushing toward $85,000, and progress on the CLARITY Act—ChatGPT thinks XRP could hit $1.80-$2.20 in Q2.
ChatGPT’s XRP price prediction for the end of the year comes down to one thing: the CLARITY Act. Without it, ChatGPT expects XRP to trade between $1.00 and $1.80, underperforming both Bitcoin and Solana. But if the bill passes and ETF inflows reach $2-3 billion, ChatGPT forecasts the XRP price could hit $2.00-$3.50, which would take XRP back toward where it traded at its peak last year.
In the most bullish scenario—if the law passes alongside a full bull run with BTC hitting $100,000—ChatGPT sees XRP reaching $4.00-$6.00. In short, ChatGPT says below $1.50 XRP is still stuck. ChatGPT’s overall view is that XRP needs to get above $1.50 and hold it before the price can really move. Without the CLARITY Act, ChatGPT doesn’t see XRP getting much past $1.80 even if $1.50 breaks.
What Claude Predicts for XRP After Hitting $1.45
Claude is more cautious than ChatGPT regarding XRP’s short term outlook. ChatGPT says XRP hitting $1.45-$1.50 is a decision point that could go either way; Claude calls the $1.45 level a ceiling rather than a turning point.
With the Hormuz situation already reversing—Iran’s military said on April 18 the strait has returned to its previous state—Claude thinks the Bitcoin tailwind that helped XRP reach $1.50 is already fading. On top of that, no rate cuts are expected from the FOMC on April 28-29 and the CLARITY Act is still stuck in committee. With all of that together, Claude’s short-term prediction for XRP is $1.25-$1.52. The AI model highlights that if XRP can’t break and hold $1.50 in the next two weeks, it could pullback toward $1.25-$1.30.
Claude’s year-end prediction for XRP also depends heavily on the CLARITY Act. The scenario Claude sees as most likely, which it gives a 45% chance, is that XRP pushes past $1.45 by mid-year, the CLARITY Act passes, and Bitcoin holds between $75,000 and $90,000. Under those conditions, Claude predicts XRP finishes the year between $1.60 and $2.40.
On the downside, Claude gives a 30% chance that the CLARITY Act would be delayed until 2027, Bitcoin drops below $65,000, and XRP drops back to $1.30 or lower. Claude only gives the bullish scenario a 25% chance—the CLARITY Act becomes law, Bitcoin breaks $100,000, and the war ends. If all of that happens, Claude sees XRP reaching $3.00-$4.50, but none of those catalysts are confirmed right now.
XRP Price Prediction: Where Does XRP Go From $1.45?
ChatGPT and Claude both agree that $1.45 is the level that matters right now, and that the CLARITY Act is what could decide where XRP ends the year. We think so too, and the pullback from $1.50 showed that sellers are still active at $1.45, and until XRP can close above $1.50 and hold it for more than a day or two, that level is still going to cap any rally.
We’re somewhere between the two models. Over the next few weeks, we think XRP will trade between $1.30 and $1.55. Above $1.50, the 100-day moving average around $1.55 is the next level XRP needs to clear—and if it does, XRP could push toward $1.70-$1.80. But if Bitcoin gives back its gains, with Iran already saying the strait is back under strict control that’s a real possibility, XRP will likely drop back toward $1.30-$1.35 where it was before this week’s rally.
Looking at the rest of 2026, we think XRP finishes between $1.00 and $1.50 without the CLARITY Act, and $2.50 or higher with it. Rakuten and Kyobo are real adoption wins, but adoption alone hasn’t been enough to move the XRP price without the law behind it.
So, if Tim Scott puts a markup date on the calendar before May, the outlook for XRP changes completely—ours and both AI models all point to $2.00 or higher by year-end. Without it, XRP will probably stay in the same $1.00-$1.50 range it’s been stuck in since the war started.
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