5. Danville, IL
> Black population: 10,995 (13.9%)
> Black median income: $23,963 (49.2% of white income)
> Unemployment: 18.8% (black); 6.9% (white)
> Homeownership rate: 31.7% (black); 75.8% (white)
Just 5.3% of black adults in Danville have a bachelor’s degree. This is the fourth lowest share of all metro areas nationwide, and nearly one-third the 15.4% college attainment rate for white adults in the metro area — itself one of the lowest shares in the nation. Individuals without a college education are far more likely to live below the poverty line than those with a college education, and in Danville 48.3% of black residents live in poverty — the ninth highest poverty rate nationwide and far more than the 15.2% white poverty rate in the metro area.
Poverty status is one of the largest determinants of health and longevity, and in Danville, health outcomes are far worse for the black population than the white population. For every 100,000 black residents in Danville, 1,208 die each year, the third highest black mortality rate nationwide. The white mortality rate in the area is 923 deaths per 100,000 white residents.
4. Minneapolis-St. Paul-Bloomington, MN-WI
> Black population: 278,802 (7.9%)
> Black median income: $34,174 (43.4% of white income)
> Unemployment: 10.3% (black); 3.6% (white)
> Homeownership rate: 25.4% (black); 75.3% (white)
While white residents of the Twin Cities metro area are better off than white Americans nationwide in a number of measures, the area’s black population is worse off by several metrics compared to the black population nationwide. The typical white household in Minneapolis, for example, earns $78,706 a year, over $17,000 more than the $61,363 national figure. Meanwhile, the typical black household in Minneapolis earns $34,174 a year, 43.4% of the median for white household and $4,000 less than the median among black households nationwide.
Similarly, while 95.9% of white adults in Minneapolis have a high school diploma — the largest share of any city in the country — just 82.2% of black adults in the metro area do, below the 84.9% national black high school attainment rate.
3. Waterloo-Cedar Falls, IA
> Black population: 12,074 (7.1%)
> Black median income: $27,811 (49.2% of white income)
> Unemployment: 19.7% (black); 4.0% (white)
> Homeownership rate: 34.4% (black); 72.3% (white)
While 84.9% of black adults nationwide have a high school diploma — 4.4 percentage points less than the 89.3% white high school attainment rate — in the Waterloo-Cedar Falls metro area 80.2% of black adults have a high school diploma, 13.4 percentage points below the 93.6% white attainment rate, one of the largest gaps in the country.
Individuals without a high school education are far more likely to be unemployed than those with greater educational attainment. In the Waterloo-Cedar Falls area, 19.7% of black members of the labor force are unemployed, 15.7 percentage points above the 4.0% white unemployment rate. By comparison, the black unemployment rate nationwide of 11.9% is 6.3 percentage points higher than the 5.5% white figure.
2. Racine, WI
> Black population: 20,797 (10.7%)
> Black median income: $27,658 (43.4% of white income)
> Unemployment: 13.1% (black); 5.1% (white)
> Homeownership rate: 30.6% (black); 74.8% (white)
Just 7.4% of black adults in Racine have a bachelor’s degree — the 12th smallest share of any metro nationwide and 19.3 percentage points less than the 26.7% college attainment rate for white adults in the metro area. Individuals without a bachelor’s degree are more likely to live below the poverty line than those with a college education, and in Racine, 30.8% of black residents live in poverty, nearly four times the corresponding white poverty rate of 8.7%.
Owning a home is one of the most effective ways for families to build long-term wealth and avoid the cycle of poverty. In Racine, just 30.6% of African American heads of household own their homes — less than half the 74.8% white homeownership rate.
1. Milwaukee-Waukesha-West Allis, WI
> Black population: 257,895 (16.4%)
> Black median income: $28,928 (43.8% of white income)
> Unemployment: 13.9% (black); 3.9% (white)
> Homeownership rate: 27.8% (black); 68.2% (white)
Milwaukee is one of the many Rust Belt cities where a history of redlining, exclusionary zoning, and discriminatory lending practices has contributed to segregation — that remains today — and to some of the largest racial disparities in income, health, and other socioeconomic measures in the country. While nationwide some 16.8% of black Americans live in predominantly black neighborhoods, 35.2% of black Milwaukee residents do — the 20th largest share of any metro area.
The typical black household in Milwaukee earns just $29,928 a year, 43.8% of the median income of $66,097 among white households. Income is one of the primary correlates of health and longevity, and in Milwaukee, 1,020 in every 100,000 black residents die every year — over 300 more deaths per 100,000 than the white mortality rate, one of the largest disparities nationwide.
Sponsored: Find a Qualified Financial Advisor
Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you’re ready to be matched with local advisors that can help you achieve your financial goals, get started now.