Personal Finance Articles

All Personal Finance Articles

5150 Articles

247staff | Dec 6, 2025 at 12:00 PM EST

Why Retiring Early Is Hard Even When You Can Afford It

When you have spent your entire life working hard and saving for a secure retirement, it can be surprisingly difficult…

247staff | Dec 5, 2025 at 3:00 PM EST

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

Running out of money in retirement is one of the biggest fears for a reason. Few things are more jarring…

Christy Bieber | Dec 5, 2025 at 2:20 PM EST

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

There is a lot that I disagree with Dave Ramsey about. For one thing, I think he is dead wrong…

247staff | Dec 5, 2025 at 2:05 PM EST

How to Choose Between a Lump Sum Pension and Lifetime Payments

In the world of r/ChubbyFIRE on Reddit, someone always wants or hopes to hit a specific number, so they can…

247staff | Dec 5, 2025 at 1:30 PM EST

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Financial expert Dave Ramsey highlights a simple but powerful idea: the questions you ask yourself shape your financial future. He…

Kathryn Koehler | Dec 5, 2025 at 1:02 PM EST

Jim Cramer’s Best Money Advice for American Seniors

Jim Cramer is a former hedge fund manager and financial commentator. He is the host of the CNBC show Mad…

Joel South | Dec 5, 2025 at 10:46 AM EST

Your Social Security Might Be Smaller Than You Think: Here’s What’s Cutting Into It

Most retirees rely on Social Security to help cover their expenses, but many are surprised to find their benefits don't…

Maurie Backman | Dec 5, 2025 at 9:15 AM EST

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

Tens of millions of older Americans rely on Social Security today, and for many it is the backbone of their…

247staff | Dec 4, 2025 at 4:20 PM EST

More than half of U.S. 401(k) accounts risk court battles without estate planning

Losing a parent can be a tough blow. The grief alone can feel overwhelming, and the last thing anyone wants…

247staff | Dec 4, 2025 at 3:20 PM EST

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

Dave Ramsey is a well-known radio personality and financial educator, famous for helping everyday Americans break free from debt and…

247staff | Dec 4, 2025 at 2:15 PM EST

The Myth of $3 Million Retirement Security

Most people would probably be thrilled to reach the age of 50 with $3 million in investments and a $1…

Rich Duprey | Dec 4, 2025 at 11:25 AM EST

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

24/7 Wall St. Key Points: Financial guru Dave Ramsey says if you want to be rich, you need to do…

247staff | Dec 3, 2025 at 2:40 PM EST

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Participating in an employer-sponsored 401(k) plan is one of the simplest and most effective ways to build long-term retirement wealth.…

247staff | Dec 3, 2025 at 2:00 PM EST

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

Retirement represents one of the most important shifts in a person’s financial life. Reaching it with confidence depends on thoughtful…

247staff | Dec 3, 2025 at 1:35 PM EST

A Decade Into Marriage and No Shared Finances: Dave Ramsey Offers His Take

Dave Ramsey's response to a caller who had kept separate finances for ten years of marriage cuts to the core…

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Personal Finance Articles

All Personal Finance Articles

Why Retiring Early Is Hard Even When You Can Afford It

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think: Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

A Decade Into Marriage and No Shared Finances: Dave Ramsey Offers His Take

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Everyone Wants to Leave California. Should Retirees Follow the Crowd?

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever - Here's Why

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Personal Finance Articles

All Personal Finance Articles

Why Retiring Early Is Hard Even When You Can Afford It

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think: Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

A Decade Into Marriage and No Shared Finances: Dave Ramsey Offers His Take

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

Everyone Wants to Leave California. Should Retirees Follow the Crowd?

Sell the House in Retirement and Medicare Bills You for It 24 Months Later.

Featured Reads

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever - Here's Why