Personal Finance Articles

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5219 Articles

Austin Smith | May 14, 2026 at 11:30 AM EDT

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

A 58-year-old investment banker pulling in $850,000 in W-2 income just cut his traditional 401(k) deferral roughly in half and…

David Beren | May 14, 2026 at 11:19 AM EDT

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

Gen Z is approaching retirement with a very different rhythm than the generations before them. Northwestern Mutual’s 2025 Planning &…

Maurie Backman | May 14, 2026 at 11:17 AM EDT

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

When it comes to retirement, one of the most important decisions you might have to make is figuring out when…

Carl Sullivan | May 14, 2026 at 10:51 AM EDT

George Kamel: The Consumer Debt Cycle Is ‘Exactly Like Drug Addiction’

Can’t afford it? No problem: Just borrow money. At the popular (and pricey) Coachella music festival, about 60% of attendees…

Gerelyn Terzo | May 14, 2026 at 10:15 AM EDT

The Family Maximum Benefit Rule That Caps Social Security at $5,300 a Month for Households With Young Children

Picture a 67-year-old who filed for Social Security last year, a stay-at-home spouse who just turned 60, and a 12-year-old…

Austin Smith | May 14, 2026 at 10:00 AM EDT

Before You Lock in Your Pension Election: A $1.4 Million Lump Sum Strategy That Beats the Annuity by Hundreds of Thousands

A 63-year-old hospital vice president has roughly six weeks to lock in her pension election. Her plan offers two paths:…

David Beren | May 14, 2026 at 9:57 AM EDT

Gen X Is Running Out of Time, and the Northwestern Mutual 2025 Study Has the Numbers to Prove It

The oldest members of Gen X are stepping into their early sixties this year, and the youngest are settling into…

Austin Smith | May 14, 2026 at 9:15 AM EDT

A $410,000 Retirement Account Most 401(k) Savers Completely Ignore

A 48-year-old engineer earning $400,000 with his spouse posted a question on a personal finance forum last month: with the…

Ian Cooper | May 14, 2026 at 9:02 AM EDT

Why the Dave Ramsey ‘Pay Off the Mortgage’ Rule Is Costing High-Income Households $400,000 Over a 25-Year Retirement

Dave Ramsey delivers his core message on mortgage debt with characteristic bluntness: “Your most powerful wealth-building tool is your income.…

Maurie Backman | May 14, 2026 at 9:00 AM EDT

Trump Only Partly Delivered On Social Security’s ‘No Tax’ Promise

When President Trump was running for office, he made Social Security a pretty notable talking point. And one thing he…

Carl Sullivan | May 14, 2026 at 8:51 AM EDT

Expert Allison Harrison: ‘Probate Could Cost You $16,000. An Estate Plan Costs $4,000.’

You may think you can’t afford estate planning, or that you don’t need it. But can you afford not to?…

Eric Bleeker | May 14, 2026 at 8:33 AM EDT

Trump Says ‘I Don’t Think About Americans Financial Situation’ Amidst 28% Surge in Gas Prices

Speaking to reporters before departing for Beijing, President Trump was asked whether American financial pressure from rising gas prices might…

Austin Smith | May 14, 2026 at 8:30 AM EDT

A $2.2 Million 401(k) Could Cost You $30,000 in Medicare Surcharges Without This Five-Year Roth Conversion Window

A 60-year-old single retiree sitting on $2.2 million in a traditional 401(k) and $400,000 in a taxable brokerage has roughly…

Austin Smith | May 14, 2026 at 8:05 AM EDT

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

A 67-year-old single retiree sits on a $1.4 million traditional 401(k), just turned on a $30,000 annual Social Security benefit,…

Christy Bieber | May 14, 2026 at 8:01 AM EDT

AI Could Affect Your Social Security Benefit — and Not in a Good Way

There are a lot of warnings about the future of Social Security. Both the Social Security trustees and the Congressional…

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Personal Finance Articles

All Personal Finance Articles

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

George Kamel: The Consumer Debt Cycle Is ‘Exactly Like Drug Addiction’

The Family Maximum Benefit Rule That Caps Social Security at $5,300 a Month for Households With Young Children

Before You Lock in Your Pension Election: A $1.4 Million Lump Sum Strategy That Beats the Annuity by Hundreds of Thousands

Gen X Is Running Out of Time, and the Northwestern Mutual 2025 Study Has the Numbers to Prove It

A $410,000 Retirement Account Most 401(k) Savers Completely Ignore

Why the Dave Ramsey ‘Pay Off the Mortgage’ Rule Is Costing High-Income Households $400,000 Over a 25-Year Retirement

Trump Only Partly Delivered On Social Security’s ‘No Tax’ Promise

Expert Allison Harrison: ‘Probate Could Cost You $16,000. An Estate Plan Costs $4,000.’

Trump Says ‘I Don’t Think About Americans Financial Situation’ Amidst 28% Surge in Gas Prices

A $2.2 Million 401(k) Could Cost You $30,000 in Medicare Surcharges Without This Five-Year Roth Conversion Window

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

AI Could Affect Your Social Security Benefit — and Not in a Good Way

Here Are Wednesday’s Best Wall Street Analyst Research Calls: Abbott Laboratories, Circle Internet, Dow, Kratos Defense, Lockheed Martin, Salesforce, ServiceNow,SpaceX, and More

Here’s a Massive Reason You Should Buy SpaceX Before July 7th

MTUM Investors: Watch Micron’s Weight at the November Reconstitution

Never Pay Medicare Premiums Again. Here's the Portfolio That Makes It Happen.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

The 3 Best Dividend Aristocrats for 2026: The Halftime Scorecard

Here Are Wednesday’s Best Wall Street Analyst Research Calls: Abbott Laboratories, Circle Internet, Dow, Kratos Defense, Lockheed Martin, Salesforce, ServiceNow,SpaceX, and More

Personal Finance Articles

All Personal Finance Articles

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

George Kamel: The Consumer Debt Cycle Is ‘Exactly Like Drug Addiction’

The Family Maximum Benefit Rule That Caps Social Security at $5,300 a Month for Households With Young Children

Before You Lock in Your Pension Election: A $1.4 Million Lump Sum Strategy That Beats the Annuity by Hundreds of Thousands

Gen X Is Running Out of Time, and the Northwestern Mutual 2025 Study Has the Numbers to Prove It

A $410,000 Retirement Account Most 401(k) Savers Completely Ignore

Why the Dave Ramsey ‘Pay Off the Mortgage’ Rule Is Costing High-Income Households $400,000 Over a 25-Year Retirement

Trump Only Partly Delivered On Social Security’s ‘No Tax’ Promise

Expert Allison Harrison: ‘Probate Could Cost You $16,000. An Estate Plan Costs $4,000.’

Trump Says ‘I Don’t Think About Americans Financial Situation’ Amidst 28% Surge in Gas Prices

A $2.2 Million 401(k) Could Cost You $30,000 in Medicare Surcharges Without This Five-Year Roth Conversion Window

The 1984 Rule That Turns a $35,000 401(k) Withdrawal Into a $60,500 Tax Event

AI Could Affect Your Social Security Benefit — and Not in a Good Way

Here Are Wednesday’s Best Wall Street Analyst Research Calls: Abbott Laboratories, Circle Internet, Dow, Kratos Defense, Lockheed Martin, Salesforce, ServiceNow,SpaceX, and More

Here’s a Massive Reason You Should Buy SpaceX Before July 7th

MTUM Investors: Watch Micron’s Weight at the November Reconstitution

Featured Reads

Never Pay Medicare Premiums Again. Here's the Portfolio That Makes It Happen.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.