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4631 Articles

247staff | Dec 8, 2025 at 12:45 PM EST

54-Year-Old With $4 Million in 401(k) Can Retire Early Using Rule of 55 Strategy

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old…

247staff | Dec 7, 2025 at 12:00 PM EST

Should We Work Longer for Our Son’s Inheritance?

Should you walk away from work during your prime earning years, or stay on the job so you can leave…

247staff | Dec 6, 2025 at 12:00 PM EST

Why Retiring Early Is Hard Even When You Can Afford It

When you have spent your entire life working hard and saving for a secure retirement, it can be surprisingly difficult…

247staff | Dec 5, 2025 at 3:00 PM EST

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

Running out of money in retirement is one of the biggest fears for a reason. Few things are more jarring…

Christy Bieber | Dec 5, 2025 at 2:20 PM EST

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

There is a lot that I disagree with Dave Ramsey about. For one thing, I think he is dead wrong…

247staff | Dec 5, 2025 at 2:05 PM EST

How to Choose Between a Lump Sum Pension and Lifetime Payments

In the world of r/ChubbyFIRE on Reddit, someone always wants or hopes to hit a specific number, so they can…

247staff | Dec 5, 2025 at 1:30 PM EST

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Financial expert Dave Ramsey highlights a simple but powerful idea: the questions you ask yourself shape your financial future. He…

Kathryn Koehler | Dec 5, 2025 at 1:02 PM EST

Jim Cramer’s Best Money Advice for American Seniors

Jim Cramer is a former hedge fund manager and financial commentator. He is the host of the CNBC show Mad…

Joel South | Dec 5, 2025 at 10:46 AM EST

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

Most retirees rely on Social Security to help cover their expenses, but many are surprised to learn their benefits don’t…

Maurie Backman | Dec 5, 2025 at 9:15 AM EST

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

There are millions of older Americans today collecting Social Security. And for many people, those benefits make it possible to…

247staff | Dec 4, 2025 at 4:20 PM EST

More than half of U.S. 401(k) accounts risk court battles without estate planning

Losing a parent can be a tough blow. The grief alone can feel overwhelming, and the last thing anyone wants…

247staff | Dec 4, 2025 at 3:20 PM EST

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

Dave Ramsey is a well-known radio personality and financial educator, famous for helping everyday Americans break free from debt and…

247staff | Dec 4, 2025 at 2:15 PM EST

The Myth of $3 Million Retirement Security

Most people would probably be thrilled to reach the age of 50 with $3 million in investments and a $1…

Rich Duprey | Dec 4, 2025 at 11:25 AM EST

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

24/7 Wall St. : Financial guru Dave Ramsey says if you want to be rich, you need to do rich…

247staff | Dec 3, 2025 at 2:40 PM EST

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Participating in an employer sponsored 401(k) plan is one of the simplest and most effective ways to build long term…

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Personal Finance Articles

All Personal Finance Articles

54-Year-Old With $4 Million in 401(k) Can Retire Early Using Rule of 55 Strategy

Should We Work Longer for Our Son’s Inheritance?

Why Retiring Early Is Hard Even When You Can Afford It

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Wes Moss Says One Dollar Over the Wrong IRMAA Threshold Can Cost a Retiree Up to $4,000 a Year and Most Advisors Never Mention It

Bitcoin’s Friday Plunge Below 60K Turned a 4 Percent Crypto Drop Into an 11 Percent Wipeout for WGMI Holders

How $350,000 in International Dividend Stocks Can Produce $19,000 a Year and Reduce U.S. Concentration Risk

Wes Moss Says One Dollar Over the Wrong IRMAA Threshold Can Cost a Retiree Up to $4,000 a Year and Most Advisors Never Mention It

How $350,000 in International Dividend Stocks Can Produce $19,000 a Year and Reduce U.S. Concentration Risk

Wes Moss Says One Dollar Over the Wrong IRMAA Threshold Can Cost a Retiree Up to $4,000 a Year and Most Advisors Never Mention It

Bitcoin’s Friday Plunge Below 60K Turned a 4 Percent Crypto Drop Into an 11 Percent Wipeout for WGMI Holders

Personal Finance Articles

All Personal Finance Articles

54-Year-Old With $4 Million in 401(k) Can Retire Early Using Rule of 55 Strategy

Should We Work Longer for Our Son’s Inheritance?

Why Retiring Early Is Hard Even When You Can Afford It

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Wes Moss Says One Dollar Over the Wrong IRMAA Threshold Can Cost a Retiree Up to $4,000 a Year and Most Advisors Never Mention It

Bitcoin’s Friday Plunge Below 60K Turned a 4 Percent Crypto Drop Into an 11 Percent Wipeout for WGMI Holders

How $350,000 in International Dividend Stocks Can Produce $19,000 a Year and Reduce U.S. Concentration Risk

Featured Reads

Wes Moss Says One Dollar Over the Wrong IRMAA Threshold Can Cost a Retiree Up to $4,000 a Year and Most Advisors Never Mention It

How $350,000 in International Dividend Stocks Can Produce $19,000 a Year and Reduce U.S. Concentration Risk