Personal Finance Articles

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4643 Articles

247staff | Dec 5, 2025 at 3:00 PM EST

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

Running out of money in retirement is one of the biggest fears for a reason. Few things are more jarring…

Christy Bieber | Dec 5, 2025 at 2:20 PM EST

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

There is a lot that I disagree with Dave Ramsey about. For one thing, I think he is dead wrong…

247staff | Dec 5, 2025 at 2:05 PM EST

How to Choose Between a Lump Sum Pension and Lifetime Payments

In the world of r/ChubbyFIRE on Reddit, someone always wants or hopes to hit a specific number, so they can…

247staff | Dec 5, 2025 at 1:30 PM EST

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Financial expert Dave Ramsey highlights a simple but powerful idea: the questions you ask yourself shape your financial future. He…

Kathryn Koehler | Dec 5, 2025 at 1:02 PM EST

Jim Cramer’s Best Money Advice for American Seniors

Jim Cramer is a former hedge fund manager and financial commentator. He is the host of the CNBC show Mad…

Joel South | Dec 5, 2025 at 10:46 AM EST

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

Most retirees rely on Social Security to help cover their expenses, but many are surprised to learn their benefits don’t…

Maurie Backman | Dec 5, 2025 at 9:15 AM EST

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

There are millions of older Americans today collecting Social Security. And for many people, those benefits make it possible to…

247staff | Dec 4, 2025 at 4:20 PM EST

More than half of U.S. 401(k) accounts risk court battles without estate planning

Losing a parent can be a tough blow. The grief alone can feel overwhelming, and the last thing anyone wants…

247staff | Dec 4, 2025 at 3:20 PM EST

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

Dave Ramsey is a well-known radio personality and financial educator, famous for helping everyday Americans break free from debt and…

247staff | Dec 4, 2025 at 2:15 PM EST

The Myth of $3 Million Retirement Security

Most people would probably be thrilled to reach the age of 50 with $3 million in investments and a $1…

Rich Duprey | Dec 4, 2025 at 11:25 AM EST

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

24/7 Wall St. : Financial guru Dave Ramsey says if you want to be rich, you need to do rich…

247staff | Dec 3, 2025 at 2:40 PM EST

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Participating in an employer sponsored 401(k) plan is one of the simplest and most effective ways to build long term…

247staff | Dec 3, 2025 at 2:00 PM EST

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

Retirement represents one of the most important shifts in a person’s financial life. Reaching it with confidence depends on thoughtful…

247staff | Dec 3, 2025 at 1:35 PM EST

A Decade Into Marriage and No Shared Finances – Dave Ramsey Offers His Take

I’ve never considered myself a Dave Ramsey loyalist. Not out of criticism, but because Ramsey’s guidance is designed for people…

247staff | Dec 2, 2025 at 1:00 PM EST

Want to Build Wealth? Magic Johnson Says Helping Others is Key

Many people dream of building lasting wealth. A higher net worth can open doors, create stability, and make it easier…

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Personal Finance Articles

All Personal Finance Articles

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

A Decade Into Marriage and No Shared Finances – Dave Ramsey Offers His Take

Want to Build Wealth? Magic Johnson Says Helping Others is Key

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

Forget Wayfair: 1 Deeply Discounted Consumer Giant to Buy and Hold Forever

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

Forget Wayfair: 1 Deeply Discounted Consumer Giant to Buy and Hold Forever

Personal Finance Articles

All Personal Finance Articles

I Retired at 61 on a $145K Salary. How Much Can I Safely Spend Each Year?

I Don’t Agree with Dave Ramsey on Everything, But He Nails These 4 Key Points

How to Choose Between a Lump Sum Pension and Lifetime Payments

Dave Ramsey Reveals the Mindset Shift Behind Building Wealth

Jim Cramer’s Best Money Advice for American Seniors

Your Social Security Might Be Smaller Than You Think — Here’s What’s Cutting Into It

What happens to my Social Security benefits if I keep paying into the system for another decade – will they go up?

More than half of U.S. 401(k) accounts risk court battles without estate planning

Dave Ramsey Warns: Flashy Millionaires Don’t Stay Millionaires

The Myth of $3 Million Retirement Security

Dave Ramsey says “if you do what rich people do, you’ll become rich and if you do what poor people do, you’re going to be poor”

5 Key 401(k) Pitfalls Every Investor Should Avoid Before Retiring

Is a $50K Advisor Invoice After a Spouse’s Passing Standard Practice or Something Else?

A Decade Into Marriage and No Shared Finances – Dave Ramsey Offers His Take

Want to Build Wealth? Magic Johnson Says Helping Others is Key

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

Forget Wayfair: 1 Deeply Discounted Consumer Giant to Buy and Hold Forever

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn’t See Coming

Featured Reads

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

Retired Postal Office Worker With $720,000 Discovers His Pension Just Triggered an IRMAA Surprise