American Express Company, founded in 1850 and based in New York, is a global payments company offering a wide array of financial services. These include credit and charge cards, banking, and various payment and financing options. Beyond individual consumers, its services cater to small, mid-sized, and large businesses with offerings like merchant processing, fraud prevention, and customer loyalty programs. American Express also enhances travel experiences through its Centurion Lounge airport lounges. Its reach spans across multiple continents, serving customers through digital platforms, direct marketing, and an extensive partner network.