There is no question that deciding between taking a pension annuity versus a lump sum can feel overwhelming, as you have to make a decision that has long-term consequences. The unfortunate truth is that…
When you think about Social Security and what it means to 70 million plus Americans, there is no question of its importance and meaning. Designed to help provide as much as 40% of your…
One of the most significant decisions anyone can make is when to buy or sell a house. As the single largest purchase most people will make as adults, it’s important to make sure you…
As one of the most popular electric vehicles on the planet, the Tesla Model 3 needs no introduction. Not only is it one of the most purchased electric vehicles, but it’s also one of…
When you finally decide to join your life with someone else, you start your new life by making a series of decisions, including thinking through where to live and what to do with your…
If you are considering buying a home, the first and most important thing you must do is figure out what you can afford on your current salary. Most importantly, you must make this decision…
It should go without saying that even if you try to do something you feel is a once-in-a-lifetime opportunity, you should watch your finances carefully. Whether this is buying your dream home or taking…
When it comes time to decide when to retire, if you are a member of the FIRE community, especially ChubbyFIRE, it’s a highly personal decision. If you take this one step further and believe…
When it comes to living your life and spending money, only you can decide the best path forward as far as how you spend money. For some people, this means only using cash, while…
Building up a savings account is a fantastic achievement for anyone who lives an everyday, non-FIRE life (financial independence, retirement early). This is challenging as it’s hard to remember to put aside money these…
One of the toughest life decisions anyone can make is whether or not to relocate, especially regarding a job offer. Moving can and will disrupt your whole life, often taking you to a faraway…
Understandably, many people wake up every morning and check their credit cards and checking/savings accounts when they grab their phones and turn off their alarm. Whether to look for fraud or ensure the money…
If you have any concerns about whether or not your investments are heading in the right direction, rest assured that you are not alone. Investing isn’t easy, and investing to make yourself a ton…
One of the most important decisions anyone can make is how to handle retirement income before and after you call it quits. Arguably, the biggest consideration is handling 401(k) accounts alongside Social Security, RMDs,…
While the love of family goes both ways, as parents will do anything to ensure their children are not hurt, the reverse is equally true. There is no question that any child watching their…
If you finally reach a point in your financial life where you have the flexibility to spend without worry, it’s an incredibly freeing feeling. At least, I can imagine it is. Assuming you are…
As soon as most people hear that they may be on the cusp of being cut at their job, there is no question that a panic cycle sets in. I can say this confidently…
One of the toughest realities most people face is being in a different financial position than those around them. In many ways, it’s hard to hide if you are doing better than others, and…
At some point in life, everyone has a moment when they realize they have made a terrible financial mistake. Whether it’s buying a car, a home, or a disappointing vacation, there can and will…
Some of the best news anyone can tell themselves and others is that they are ready to retire. There might not be anything better than knowing that your time playing corporate politics and doing…
