16. Union, Kentucky
> Town median household income: $102,271
> State median household income: $43,036
> Town population: 5,477

Kentucky is the fourth poorest state in the country with a median household income of just $43,036. Some areas in Kentucky, however, did not have a problem with low income. In Union, the state’s wealthiest town, the typical household earned more than $100,000 a year. High income areas often have homeownership rates, and Union is no exception. More than 93% of Union homes were occupied by their owners, much higher than the national rate of 64.5%.

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17. Gonzales, Louisiana
> Town median household income: $48,729
> State median household income: $44,874
> Town population: 9,978

Gonzales is the richest town in Louisiana. However, its residents are not especially wealthy. The town’s median household income of $48,729 was lower than the national median income, the only richest town in the country where this was the case. Nearly 25% of Gonzales residents lived in poverty, also the only such rate to exceed the comparable national poverty rate of 15.4%. Louisiana is unique because of its unusually high number of unincorporated towns, where many wealthy Louisiana residents live. Such towns were not considered in this analysis. Had they been considered, the richest town in Louisiana would likely not have been so exceptional.

18. Saco, Maine
> Town median household income: $55,524
> State median household income: $48,453
> Town population: 18,647

While the homeownership rate of 66% in Saco was slightly higher than the national rate, residents were less likely to own their homes than the state average. Nearly 72% of housing units in Maine were owned by their occupants, the sixth highest rate compared to all states. While the town’s poverty rate of 10.5% was lower than the state’s rate of nearly 14%, it was also among the higher poverty rates compared to the richest towns in most other states.

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19. Poolesville, Maryland
> Town median household income: $135,430
> State median household income: $73,538
> Town population: 4,977

With Maryland households the wealthiest in the nation, Poolesville was not just the richest in the state but also among the richest nationwide. A typical household in the town earned $135,430 annually. Maryland was also one of just 10 states where the difference between the poorest and richest towns’ household median income exceeded $100,000.

20. Newburyport, Massachusetts
> Town median household income: $78,638
> State median household income: $66,866
> Town population: 17,569

Massachusetts had the highest college attainment rate compared to all states at nearly 40%. With a college attainment rate of 56.2%, Newburyport adults were even more likely to have a bachelor’s degree than adults across the state. Like the richest towns in most other states, Newburyport’s location offers residents the best of both worlds: it is near the ocean and other scenic areas as well as within commuting distance of Boston.