Special Report
Where Arizona Ranks Among States With the Most Auto Fraud
Published:
Last Updated:
There were over 120,000 reported auto fraud and scam cases in the U.S. in 2020. Drivers who are unfortunate to do business with a dishonest mechanic or dealership can be tricked out of hundreds if not thousands of dollars.
Auto fraud comes in many different forms. Mechanics may overcharge or double charge for services, make unnecessary repairs, fake malfunctions, price gouge, or charge for unused parts. Car dealerships may lie about a buyer’s credit score, sell useless warranties or unnecessary products, and charge high interest rates. These practices are much more common in some states than others.
To determine the worst states for auto fraud, 24/7 Wall St. reviewed a list compiled by insurance marketplace Clearsurance, which based its list on data from the Federal Trade Commission. States were ranked based on the per capita number of auto-related fraud cases.
The rate of auto fraud varies widely from state to state. Most states reported between 140 and 250 cases per million residents in 2020. In three states, there were fewer than 100 cases per million, but in eight states, there were more than 300 cases of auto fraud per million residents.
In Arizona, auto fraud complaints are more likely than in the typical state. Drivers in the state reported 260.6 incidents of auto fraud per million residents in 2020 — the 14th highest rate among all states. The median among all states is 187.9 cases per million residents. In total, Arizona residents reported 1,897 cases of auto fraud in 2020, the 13th highest figure among states.
To determine the worst states for auto fraud, 24/7 Wall St. reviewed a list compiled by insurance marketplace Clearsurance, which based its list on data from the Federal Trade Commission. States were ranked based on the per capita number of auto-related fraud cases.
State | Total 2020 auto fraud cases | 2020 auto fraud cases per 1 million | Rank |
---|---|---|---|
Alabama | 820 | 167.2 | 31 |
Alaska | 107 | 146.3 | 39 |
Arizona | 1,897 | 260.6 | 14 |
Arkansas | 491 | 162.7 | 34 |
California | 6,374 | 161.3 | 35 |
Colorado | 1,510 | 262.2 | 12 |
Connecticut | 1,137 | 318.9 | 4 |
Delaware | 329 | 337.9 | 2 |
Florida | 7,238 | 337 | 3 |
Georgia | 3,221 | 303.4 | 8 |
Hawaii | 200 | 141.3 | 42 |
Idaho | 341 | 190.8 | 25 |
Illinois | 2,042 | 161.1 | 36 |
Indiana | 1,332 | 197.9 | 23 |
Iowa | 496 | 157.2 | 37 |
Kansas | 213 | 73.1 | 49 |
Kentucky | 882 | 197.4 | 24 |
Louisiana | 680 | 146.3 | 38 |
Maine | 172 | 128 | 47 |
Maryland | 1,893 | 313.1 | 6 |
Massachusetts | 106 | 15.4 | 50 |
Michigan | 1,427 | 142.9 | 40 |
Minnesota | 779 | 138.1 | 43 |
Mississippi | 591 | 198.6 | 22 |
Missouri | 1,940 | 316.1 | 5 |
Montana | 143 | 133.8 | 46 |
Nebraska | 350 | 180.9 | 27 |
Nevada | 1,066 | 346.1 | 1 |
New Hampshire | 404 | 297.1 | 9 |
New Jersey | 2,352 | 264.8 | 11 |
New Mexico | 477 | 227.5 | 18 |
New York | 3,392 | 174.4 | 29 |
North Carolina | 2,569 | 244.9 | 17 |
North Dakota | 105 | 137.8 | 45 |
Ohio | 3,554 | 304 | 7 |
Oklahoma | 712 | 179.9 | 28 |
Oregon | 688 | 163.1 | 33 |
Pennsylvania | 3,338 | 260.7 | 13 |
Rhode Island | 80 | 75.5 | 48 |
South Carolina | 1,314 | 255.2 | 16 |
South Dakota | 122 | 137.9 | 44 |
Tennessee | 1,773 | 259.6 | 15 |
Texas | 4,765 | 164.3 | 32 |
Utah | 454 | 141.6 | 41 |
Vermont | 130 | 208.3 | 19 |
Virginia | 2,376 | 278.4 | 10 |
Washington | 1,305 | 171.4 | 30 |
West Virginia | 358 | 199.8 | 21 |
Wisconsin | 1,177 | 202.1 | 20 |
Wyoming | 107 | 184.9 | 26 |
Take the quiz below to get matched with a financial advisor today.
Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.
Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future
Take the retirement quiz right here.
Thank you for reading! Have some feedback for us?
Contact the 24/7 Wall St. editorial team.