Personal Finance

10 Most Affordable Cities for Fastest Growing Careers

The U.S. economy is rocking along right now, growing at a rate of around 3% a year. An unemployment rate of around 4% means that most Americans who want jobs ...
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10 US Cities With the Most (and Least) Overleveraged Homeowners

When buying a home, the most important numbers for mortgage lenders are the buyer's credit score and the buyer's debt-to-income ratio. The first is a summary of how the buyer ...
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Will Marcus Reshape the Future of Goldman Sachs and Its Image?

Since the Great Recession, Goldman Sachs Group Inc. (NYSE: GS) has been regulated as a bank holding company. After all, the bank was a recipient of $10 billion of the ...
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The Best Time to Get a Travel Rewards Credit Card

More than two-thirds of Americans say they have a credit card that earns travel rewards. In case you're one of the other third, the way these cards work is that ...
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One Simple Finance Hack to Save Money on Your Mortgage Payments

In a capitalist society, it's important to understand why there needs to be competition. Now, there is some proof backing up the notion that competition can help consumers and borrowers. ...
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How to Avoid Being One of 8 Million Drivers AAA Will Rescue This Summer

Consumer auto services provider AAA expects to provide roadside assistance to 7.7 million U.S. motorists this summer. Last year a full two-thirds of these calls for assistance were asking for ...
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How Long It Likely Will Take for Your IRS Tax Refund to Show Up

With the 2018 tax season coming to an end for the original deadline, the mad rush of April 15 (or April 17 this year) is upon us. Millions of Americans ...
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How to Pay Off Your Mortgage Early — and Why to Do It

Most of us dream of the day that our home mortgages will be paid off and we'll have all that extra cash to spend on the things we have always ...
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The Luxury Home Market: Where Its Hot and Where Its Not

The market for luxury homes in the United States is expanding and so is its footprint. As demand for million-dollar homes rises and availability of these homes in their traditional ...
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Average US Credit Card Debt at $15,983

Among U.S. households with credit card balances outstanding, the average debt is $15,983. Total U.S. credit card debt was $931 billion. All U.S. household debt totals $13.15 trillion, consisting of ...
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5 Reasons to Sell Your House Sooner Rather Than Later

The seller's market for homes is expected to continue at least through the first half of 2018 and may extend beyond that if the homes-for-sale inventory doesn't improve. House price ...
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2.6 Billion Records Breached in 2017, 5,000 Records per Minute

There was good news and bad news on data breaches in 2017. First the good news: the number of data breaches reported fell by 11% year over year to 1,765. ...
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Why Home Refinance Loans Are Slipping

Between 1978 and 1981, U.S. mortgage loan rates soared from around 8% to about 18%, the most dramatic increase in the past half-century. Mortgage rates to purchase or refinance a ...
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How Bargain Hunting for a Home Can Backfire

Rising home prices and low inventory of homes for sale mean that homebuyers, especially first-timers, find themselves willing to try almost anything to get into a house at a price ...
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Customer Data for Delta, Sears, Best Buy, Others May Have Been Stolen

A malware attack against a company that provides contract chat services to some of America's best-known companies could have resulted in the leak of hundreds of thousands of customers' personal ...
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