Personal Finance

Lessons of Doomsday Preppers for the COVID-19 Coronavirus Scare

The outbreak of the COVID-19 novel coronavirus has now expanded well beyond China and has reached much higher numbers than global health watchers would have hoped for. With more cases ...
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Dear America: Stop Wasting Unused Gift Cards and Credit Card Rewards!

The world of personal finance can sometimes feel nothing short of a mystical monetary jungle. There are many ways to get lost and predators are just waiting to pounce on ...
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The 10 Worst States for Boomers to Live In

Getting older is not for the faint of heart. Along with the myriad things that were once easy and are now not so easy, there are the inevitable concerns about ...
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How Interest Rates Could Change in 2020

As Thursday's noon hour drew to a close, the interest rate on a 30-year fixed-rate mortgage was 3.76%. A year ago, the rate was 4.63%, and a year from now ...
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Strong Personal Income and Spending Sets Solid Tone for the Holiday Season

Personal income increased by 0.5% in November after increasing by just 0.1% in October. Wages and salaries make up the largest component of personal income, and this measure rose by ...
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Risky Auto Loans Beginning to Bite Lender

As new vehicle prices continue to rise, U.S. consumers are struggling to fit the higher payments into their monthly budgets. One result is that more Americans than ever are borrowing ...
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Holiday Travel Likely to Bring More Debt

The holiday season is nearly upon us, and according to a recent CreditCards.com report, about 60 million U.S. adults are planning travel or a hotel stay during this time. Unfortunately, ...
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20 Dividend Stocks for All Baby Boomers to Retire On

It may not be a secret that investors love dividends, but many retirees absolutely have no choice but to invest in strong dividend stocks that have a history of stable ...
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Student Debt Nears $1.5 Trillion, 5 Times 2003 Level

As of the end of the second quarter of this year, U.S. student loan debt outstanding amounted to $1.48 trillion, a total more than five times the amount borrowed in ...
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Social Security Recipients to Get 1.6% Raise in 2020

The Social Security Administration has just announced a pay raise for those who are collecting Social Security payments in 2020. The cost of living adjustment (COLA) brought the payouts up ...
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10 Easy Steps to Boost Your Income and Cash in Retirement

Most Americans will either have to or want to retire one day. With the massive population of baby boomers out there, millions of them already have started their retirement and ...
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US Wastes $760 to $935 Billion Annually on Health Care

Nearly 25% of U.S. spending on health care is wasted, according to a new study published Tuesday in the Journal of the American Medical Association (JAMA). Health care accounted for ...
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Are Americans Getting Enough Out of Airline and Hotel Rewards?

Nearly half of U.S. adults who participate in airline and hotel rewards programs have let their points or miles expire at some point, according to a new survey. Also among ...
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A Drop in Income Might Scramble Your Brain

That experiencing a decline in income might upset somebody is a no-brainer, but new research from the American Academy of Neurology suggests that it might literally affect the brain in ...
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Online and Discount Trading Firms See More Carnage From Zero-Commission Efforts

The world of trading stocks, bonds, mutual funds and exchange-traded funds has been an ever-changing landscape. Charles Schwab Corp. (NYSE: SCHW) came public in the 1980s and its model as ...
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