States With the Most Mortgage Debt

30. New Mexico
> Avg. mortgage debt: $159,458
> Median home value: $171,300 (19th lowest)
> Median household income: $46,744 (5th lowest)
> Homeownership rate: 67.9% (18th highest)
> Homeowners with a mortgage: 53.6% (4th lowest)

29. South Carolina
> Avg. mortgage debt: $160,016
> Median home value: $161,800 (14th lowest)
> Median household income: $50,570 (9th lowest)
> Homeownership rate: 68.7% (14th highest)
> Homeowners with a mortgage: 57.6% (12th lowest)

28. Pennsylvania
> Avg. mortgage debt: $161,013
> Median home value: $181,200 (23rd lowest)
> Median household income: $59,195 (24th highest)
> Homeownership rate: 68.3% (16th highest)
> Homeowners with a mortgage: 60.3% (19th lowest)

27. Idaho
> Avg. mortgage debt: $163,370
> Median home value: $207,100 (24th highest)
> Median household income: $52,225 (11th lowest)
> Homeownership rate: 69.7% (10th highest)
> Homeowners with a mortgage: 64.4% (17th highest – tied)

26. North Carolina
> Avg. mortgage debt: $166,561
> Median home value: $171,200 (18th lowest)
> Median household income: $52,752 (13th lowest)
> Homeownership rate: 65.4% (19th lowest – tied)
> Homeowners with a mortgage: 63.1% (23rd highest – tied)