> Median household income: $43,372 (state: $50,801)
> Poverty rate: 16.0% (state: 14.4%)
> Median home value: $118,000 (state: $209,100)
> Population: 2,841
Though Conrad ranks as the poorest town in Montana, the median income in the small northern Montana city is not much lower than the median income across the state as a whole. The typical household in Conrad earns $43,372 a year, only about $7,000 less than the median annual household income statewide. Similarly, Conrad’s 16.0% poverty rate is only slightly higher than Montana’s 14.4% poverty rate.
Nebraska: Red Cloud
> Median household income: $35,742 (state: $56,675)
> Poverty rate: 17.4% (state: 12.0%)
> Median home value: $48,800 (state: $142,400)
> Population: 1,138
Red Cloud is a small town in southern Nebraska with a lowest-in-the-state median annual household income of $35,742. Additionally, fewer than 1% of all households in Red Cloud earn at least $200,000 a year. Real estate values are often indicative of what area residents can afford — and not only does Red Cloud have the lowest median income in the state, but also the least expensive housing market. Red Cloud is the only town in the state where most homes are worth less than $50,000.
> Median household income: $32,610 (state: $55,434)
> Poverty rate: 18.4% (state: 14.2%)
> Median home value: $143,100 (state: $216,400)
> Population: 7,758
The typical household in Laughlin, Nevada, earns $32,610 a year, less than in every other town in the state. Laughlin also has the state’s highest poverty rate. Some 18.4% of Laughlin residents live on poverty level incomes, compared to 14.2% of people across Nevada as a whole. Due to the lower incomes, a relatively large share of Laughlin residents rely on government assistance. The town’s SNAP benefit recipiency rate is 16.8% — compared to the 12.3% share of Nevada residents who receive SNAP benefits.
New Hampshire: Littleton
> Median household income: $37,419 (state: $71,305)
> Poverty rate: 19.5% (state: 8.1%)
> Median home value: $159,500 (state: $244,900)
> Population: 4,420
The typical New Hampshire household earns $71,305 a year, nearly $14,000 more than the typical American household income. Despite its ranking among the wealthier states in the country, New Hampshire is not without several lower-income areas. In Littleton, a small town along the Vermont state border, over half of households earn about $37,500 or less a year — the lowest median income in the state.
Littleton also has the state’s highest poverty rate. Nearly one in every five Littleton residents live on poverty level income, well above the 14.6% national poverty rate and more than double the 8.1% statewide poverty rate.
New Jersey: Holiday City-Berkeley
> Median household income: $35,204 (state: $76,475)
> Poverty rate: 8.4% (state: 10.7%)
> Median home value: $145,800 (state: $321,100)
> Population: 12,242
The median annual household income in New Jersey is $76,475, second highest in the country after Maryland. Not all parts of the state are equally prosperous, however. In Holiday City-Berkeley, a Census designated place in central New Jersey, over 50% of households earn only about $35,000 or less a year.
Incomes tend to rise with educational attainment, and in Holiday City-Berkeley, only 11.7% of adults have a bachelor’s degree or higher. Meanwhile, the bachelor’s degree attainment rate across New Jersey is 38.1%.