Personal Finance

rich poor

13 Things to Do If You Suddenly Become Filthy Rich

Becoming rich instantly, or in a very short period, is part of the great American dream. It happens each and every day to someone. What many people fail to consider ahead ...
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Online Password

2016 Data Breaches 10% Higher Than a Year Ago

The latest count from the Identity Theft Resource Center (ITRC) reports that there has been a total of 269 data breaches recorded through April 19, 2016, and that more than ...
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5 Home Improvements That Don’t Pay Off

The number of opinions on home remodeling is at least as large as the number of remodeling projects homeowners want to tackle. One constant, though, is how the project enhances ...
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US to Have 98 Million People Over 65 in 2060

It seems like a long time off and a lot of people. The U.S. Census Bureau expects the country to have 98 million residents ages 65 and older by 2060. ...
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Online Password

2016 Data Breaches Added 5 Million Exposed Records Last Week

The latest count from the Identity Theft Resource Center (ITRC) reports that a total of 247 data breaches have been recorded through April 12, 2016, and that more than 11.25 ...
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lottery balls

Powerball Lottery Hits $184 Million — 12 Things Not to Do If You Win!

History may have been made with a record lottery of well over $1 billion in recent months. That might not make a $184 million lottery sound like all that much, ...
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piggy bank

Where to Get 2% or More Interest on Your Checking Account

With interest rates on certificates of deposit (CDs) running at less than 0.5% in many cases, maintaining some liquidity in personal finance is hard to do. But there is a ...
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passenger cabin

The Best Time to Get a Travel Rewards Credit Card

While airline fares in the United States are relatively inexpensive, the added fees and general mayhem involved with flying should result in some kind of merit badge, especially for frequent ...
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credit cards

Average Interest Rate on New Credit Card Hits 18%

That seemingly endless stream of offers for new credit cards that shows up in your email or snail mail comes with a catch: the average annual percentage rate (APR) was ...
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Online Password

2016 Data Breaches Running 10% Ahead of Last Year

The latest count from the Identity Theft Resource Center (ITRC) reports that there have been 227 data breaches recorded through April 5, 2016, and that more than 6.2 million records ...
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piggy bank

Best Savers in the US? Millennials

The United States is not a nation of savers on the same scale as countries like Japan where the personal savings rate is around 24%. But if the millennial generation ...
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Online Password

2016 Data Breaches Have Exposed 4.6 Million Records

The latest count from the Identity Theft Resource Center (ITRC) reports that there has been a total of 177 data breaches recorded through March 22, 2016, and that more than ...
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Online Password

2016 Data Breaches Up 4.7% Year Over Year

The latest count from the Identity Theft Resource Center (ITRC) indicates that there has been a total of 155 data breaches recorded through March 15, 2016, and that more than 4.3 ...
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piggy bank

Saving Barely Pays Off for Americans

An average American saves about 5.2% of a paycheck, well above the 2006 average of 3.3%. That's the good news. The not-so-good news is that an average American with a ...
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Computer Password Security

2016 Data Breaches Have Exposed 4.3 Million Records

The latest count from the Identity Theft Resource Center (ITRC) reports that there has been a total of 139 data breaches recorded through March 8, 2016, and that nearly 4.3 ...
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